Pillar Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$735,993
Clients
14
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
14
TypicalAverage account size
$52,571
About
Pillar Financial Planning is a fee‑only, fiduciary registered investment adviser that offers financial planning and discretionary investment management to individuals (including high‑net‑worth households) and small businesses. The firm describes three planning options—Core (hourly), Concierge (fixed initial and ongoing fees), and Limited‑Scope—and states it does not require a minimum investable‑asset threshold for clients.
The firm’s investment approach relies on Modern Portfolio Theory and predominantly long‑term, passive buy‑and‑hold portfolios composed mainly of mutual funds and exchange‑traded funds, with quarterly reviews and discretionary rebalancing. Financial planning is tailored to each client’s situation and, for clients who engage investment management, Concierge planning services are included as part of the agreement.
Distinctive operational and fee features disclosed in the brochure include householding of related accounts and a $12,000 annual advisory fee cap for a defined “Primary Household,” which can affect how fees are applied across family accounts. The brochure also notes a stated specialization in working with young physicians and business owners and discloses that the firm’s principal spends significant time providing employer‑sponsored financial coaching through a third‑party wellbeing platform, an outside activity the firm identifies for clients.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Doctor or Medical Professional
Founder/Business Owner
Demographic focus
Young Professionals
Fee options
$4,000 initial fixed fee for Concierge Planning Services plus $250/month ongoing fixed fee
$0 - $500,000: 0.90% $500,000 - $1,000,000: 0.80% $1,000,000 - $2,000,000: 0.75% $2,000,000 - $5,000,000: 0.60% $5,000,000+: 0.50%
$250 per hour for Core Planning and Limited-Scope Planning Services
$250 per month ongoing fixed fee for Concierge Planning Services
Fee-only: Core Planning Services: $250/hour; Concierge Planning Services: $4,000 initial fixed fee plus $250/month ongoing fixed fee; Limited-Scope Planning: $250/hour
Main office location
Pillar Financial Planning
Raymore MO, United States
Number of offices
1
Most active in
Pillar Financial Planning has reported serving >5 clients in these states in the last 12 months.
Missouri
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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