Pinecrest Advisors

Pinecrest Advisors provides discretionary investment management and comprehensive wealth management and financial planning to individuals, high‑net‑worth households, trusts, estates, and institutional clients. Services include individualized portfolio construction using ETFs, individual equities, fixed income, mutual funds, and cash equivalents, along with retirement, tax, estate, and benefits‑decision planning.

The firm manages client accounts on a discretionary basis and employs both strategic and tactical allocation approaches, with the advisor using licensed third‑party software to generate financial plans and portfolio reports. Pinecrest treats cash as an asset class—using money‑market funds and sweep accounts for liquidity or defensive positioning—and directs custody and trade execution through a recommended qualified custodian (Charles Schwab Institutional).

Notable distinctions include a small client roster and modest discretionary assets under management relative to many peers, a recent formation as an independent advisory firm, and the firm’s principal maintaining outside employment as a senior data consultant. Operationally, Pinecrest does not participate in wrap fee programs or select third‑party managers, does not aggregate client orders for block trading, and does not vote proxies on clients’ behalf; the brochure also highlights that cash positions are included in AUM and may affect net returns relative to market advances.