Holmdel, NJ Office

Pinnacle Associates provides discretionary investment management and related financial planning to a mix of individuals and families, trusts, corporations, endowments, foundations, pension and profit‑sharing plans, and charitable organizations. The firm offers a range of equity‑oriented strategies (small cap through global) and custom allocations for non‑institutional clients, and also makes its strategies available through model portfolios, unified managed account (UMA) platforms and wrap programs.

Pinnacle’s investment process emphasizes fundamental, bottom‑up analysis with a valuation‑sensitive, long‑term orientation, primarily implementing portfolios of individual equities while using bonds, mutual funds and ETFs for non‑institutional clients as appropriate. The firm also employs derivative overlays (e.g., covered calls and cash‑covered puts) and may use margin at client request, and monitors accounts on an ongoing basis with at least annual formal reviews.

Distinctive features include Pinnacle’s role as a sub‑adviser and model manager to other financial advisers and third‑party UMA and wrap program sponsors, as well as a minority ownership interest in a separate advisory firm, which creates multi‑firm relationships that can affect execution and client disclosure. The firm also serves as general partner and investment manager to affiliated private funds and participates in a referral arrangement through Fidelity Wealth Advisor Solutions, arrangements that the brochure identifies as presenting potential conflicts of interest and custody considerations.