A complete list of active advisors currently associated with Pinnacle Financial Freedom LLC

Warmer can help you find a great advisor at Pinnacle Financial Freedom LLC or one who fits your needs even better.

Pinnacle Financial Freedom LLC is a single‑advisor independent registered investment adviser that provides portfolio management and financial planning to individuals and high‑net‑worth clients. The firm develops Investment Policy Statements for each client and uses tools such as eMoney and a client vault to deliver planning materials and support onboarding. PFFL’s investment approach blends fundamental analysis with modern portfolio theory and a long‑term trading orientation, typically implementing allocations using mutual funds, equities, ETFs (including precious‑metal ETFs), REITs and fixed‑income instruments such as TIPS. It customizes recommendations for client‑imposed restrictions and monitors accounts on an ongoing basis, but operates non‑discretionarily and obtains client approval before effecting trades; the firm recommends Schwab Institutional as its primary custodian. Compared with peers, PFFL manages roughly $20.4 million for 18 clients, reflecting a small, boutique client base with relatively high assets per client, and it relies on fixed/advisory fee arrangements rather than charging percentage‑of‑AUM fees. Other noteworthy practices disclosed in the brochure include collecting fees in advance for plan creation, not aggregating block trades across clients, not accepting performance‑based fees, not taking custody of client assets, and declining proxy‑voting authority.

To learn more about the advisors currently working at Pinnacle Financial Freedom LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Nigel Upton	Scottsdale, AZ	4

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For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.

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