Pinnacle Investment Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$47,130,939
Clients
34
Advisors
3
of 3 employees
About
Pinnacle Investment Advisors provides personalized financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations, and small businesses, working with both discretionary and non‑discretionary accounts. The firm also offers limited‑scope hourly planning and manages a private pooled investment vehicle alongside traditional advisory relationships.
The firm’s investment approach emphasizes strategic asset allocation implemented with a core‑and‑satellite framework, using passively managed index funds and ETFs as core holdings while adding active managers or individual securities where appropriate. Clients execute written investment policy statements, may impose restrictions on investments, and receive periodic portfolio reviews with trades typically executed through discount brokers under limited trading authorization.
Pinnacle is distinctive for its operational ties to the accounting profession—its advisors are employed with an affiliated CPA/consulting firm—and for operating as a licensed insurance agency, with advisors holding insurance licenses and accepting commissions on insurance products when recommended. The firm also operates a pooled annuity fund in which it has a controlling interest and receives a share of the fund’s interest income; this arrangement and potential conflicts are disclosed to clients and the pooled vehicle is subject to independent audit procedures.
Client services
Expertise
Occupation focus
Fee options
Financial plan fees range from $375 to $5,000 (negotiable)
$50,000 - $99,999: 1.50% annually $100,000 - $1,000,000: 1.00% annually $1,000,000+: Negotiable
Commissions earned from insurance products
Hourly planning services $175 to $250 per hour
Account minimum: $50,000 Minimum fee: $750 minimum annual fee for accounts under $50,000 Fee-only: Financial planning fees $375 to $5,000 (negotiable); hourly planning $175 to $250 per hour
Main office
206 S.4th Avenue
Ann Arbor MI 48104
Advisors at this office
3
Most active in
Florida · Michigan
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
David A
CFP®
Ann Arbor, MI
Pinnacle Investment Advisors, LLC
David Armstrong is a CFP® professional with 16 years of experience at Pinnacle Investment Advisors, LLC, where he has worked since 1998. He is also a tax partner and full-time employee at Edwards, Ellis, Stanley, Armstrong, Bowren & Co, a CPA firm providing tax and audit services to individuals and businesses since 1992. Pinnacle Investment Advisors offers financial planning and investment management to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm uses a strategic asset allocation approach combining passive index funds with selective active investments and maintains formal ties to the accounting profession through its advisors’ employment at a CPA firm.
Jeffrey E
Series 65
Ann Arbor, MI
Pinnacle Investment Advisors, LLC
Jeffrey Ellis is a financial advisor with Pinnacle Investment Advisors, LLC, holding a Series 65 license and over 16 years of industry experience. He has been with Pinnacle since 1998 and concurrently serves as the director of the tax department at Edwards, Ellis, Stanley, Armstrong, Bowren & Co., a CPA firm where he has worked since 1992. Pinnacle Investment Advisors provides personalized financial planning and investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset allocation approach combining passive index funds with selective active investments, and maintains formal ties to the accounting profession through its advisors’ employment, integrating investment advice with tax and accounting expertise.
Bryan M
CFP®, Series 63
Ann Arbor, MI
Pinnacle Investment Advisors, LLC
Bryan Mulvihill is a CFP® with 15 years of industry experience, currently serving as an advisor at Pinnacle Investment Advisors, LLC since 2010. He holds a Series 63 license and is based in Ann Arbor, MI. Pinnacle Investment Advisors provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset allocation approach combining passive and selective active investments, with portfolios reviewed quarterly and tailored services including cash-flow analysis, retirement and education planning, and tax and estate planning.
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