Boca Raton, FL Office

Pinnacle Investments, LLC is a multi‑team advisory firm managing over $1.2 billion through roughly 57 advisors and serving individuals, retirement plans, trusts, estates and other institutional clients. The firm offers financial planning, discretionary and non‑discretionary portfolio management, wrap‑fee programs, selection of third‑party managers and advisory consultations, and also engages in broker‑dealer and insurance product sales.

Client engagements begin with an initial meeting to establish objectives and constraints, and investment programs are tailored using both fundamental and technical analysis; permitted strategies include long and short equity positions, options, margin and short sales. Pinnacle operates on multiple custodial platforms (First Clearing and Charles Schwab), provides access to third‑party managers, and uses an affiliated sub‑adviser, Pinnacle Capital Management, as a sub‑advisor within some managed account programs.

What distinguishes Pinnacle from many peers is its dual role as an SEC‑registered investment adviser and a registered broker‑dealer/registered representative with insurance licensing, its disclosure of third‑party promoter and employee referral arrangements, and material economic arrangements with custodians (including a $2.5 million upfront clearing extension award and margin compensation) that the firm says it manages through supervisory controls. The firm’s brochure also discloses recent regulatory matters and remedial actions, including a 2023 consent involving censure, monetary sanctions and disgorgement and a 2025 FINRA acceptance, waiver and consent addressing supervisory deficiencies.