Pinney & Scofield, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Pinney & Scofield provides investment management combined with financial planning to individuals, families, trusts, and charitable organizations, and also offers stand‑alone planning and consulting engagements. It serves both non‑HNW and high‑net‑worth clients on a fee‑only, primarily discretionary basis and documents portfolio objectives in a signed Investment Policy Statement.
The firm follows an efficient‑markets, long‑term approach, building broadly diversified portfolios using index and factor mutual funds and ETFs, rebalancing periodically rather than attempting market timing. It may allocate to DFA funds and unaffiliated independent managers, treats cash and tax considerations as part of portfolio management, and does not exercise discretionary authority to purchase cryptocurrencies directly.
Pinney & Scofield reports approximately $858.7 million in discretionary assets under management with a relatively small advisory team, producing an AUM‑per‑advisor level above $200 million — a configuration that is uncommon among team firms. The firm also aggregates workplace retirement plan assets through third‑party platforms (e.g., ByAllAccounts) for inclusion in managed assets and discloses operational features such as DFA fund transfer restrictions, proxy‑voting services, and explicit limits on direct cryptocurrency investments that distinguish its practices from many peers.
Client services
Expertise
Fee options
$0 - $2,000,000: 0.75% $2,000,001 - $5,000,000: 0.50% $5,000,001+: 0.25%
Planning and consulting fees generally range from $250 to $500 per hour
Account minimum: $1,000,000 Fee-only: Annual investment advisory fee based on tiered percentage of assets under management; financial planning and consulting fees generally $250 to $500 per hour
Main office
See office22 Hilliard Street
Cambridge MA 02138-4922
Advisors at this office
2
Offices (2)
Most active in
California · Connecticut · Florida · Idaho · Louisiana · Maine · Massachusetts · New Hampshire · New Jersey · New Mexico · New York · North Carolina · Rhode Island · Texas · Vermont · Virginia
Also doing business as
Pinney & Scofield · Pinney & Scofield, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
John G
CFP®, Series 63, Series 65
Cambridge, MA
Pinney & Scofield, Inc.
John Goddard is a CFP® with 19 years of experience, currently serving at Pinney & Scofield, Inc. since 2007. He holds Series 63 and Series 65 licenses and works from Marshfield, MA. Pinney & Scofield serves individuals, trusts, and charitable organizations by providing financial planning and discretionary investment management as well as standalone consulting. The firm employs a fee-only model and utilizes a diversified, modern portfolio theory-based investment approach, primarily using index and factor mutual funds and ETFs.
Mary E
CFP®
Cambridge, MA
Pinney & Scofield, Inc.
Mary Evans is a CFP® professional with 11 years of industry experience. She has worked at Pinney & Scofield, Inc. since 2019 and previously spent seven years at TFC Financial Management, Inc. Pinney & Scofield serves individuals, trusts, and charitable organizations by providing financial planning and discretionary investment management, focusing on diversified portfolios based on modern portfolio theory and market efficiency. The firm manages approximately $743 million in discretionary assets with a small advisory team and operates on a fee-only basis.
Richard S
CFP®, Series 65
Falmouth, MA
Pinney & Scofield, Inc.
Richard Seeley is a CFP® and holds a Series 65 license with 22 years of industry experience. He has been with Pinney & Scofield, Inc. since 2013. The firm provides investment management and financial planning services to individuals, families, trusts, and charitable organizations, serving both non‑HNW and high‑net‑worth clients on a fee‑only, primarily discretionary basis. Pinney & Scofield employs a long‑term, efficient‑markets approach with broadly diversified portfolios that include index and factor mutual funds and ETFs, emphasizing periodic rebalancing over market timing.
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