Pivotal Wealth and Tax

Richard Caldecott II is a financial advisor at Pivotal Wealth and Tax with 11 years of industry experience. He holds a Series 66 designation and has worked at firms including J.P. Morgan Securities LLC, Valic Financial Advisors, and Wells Fargo Advisors. Pivotal Wealth and Tax provides investment advisory and financial planning services to individuals, corporations, and charitable organizations, combining portfolio management with bookkeeping and tax-filing solutions. The firm uses a multi-disciplinary analytical approach to portfolio construction and monitoring, and integrates advisory services with affiliated accounting and tax operations.

Matthew Sandstrom is a financial advisor at Pivotal Wealth and Tax with seven years of industry experience. He holds a Series 66 designation and has previously worked at Mass Mutual Investors Services, Edward Jones, and Chapwood Securities. Sandstrom is also an owner of Sands Planning Group, LLC, which provides business and project management consulting. Pivotal Wealth and Tax offers investment advisory and financial planning services to individuals, corporations, and charitable organizations, integrating portfolio management with bookkeeping and tax-filing support. The firm uses a combination of analytical methods to manage diversified portfolios and serves clients with no account minimums on an ongoing discretionary basis.

Mitchell Bernards is a financial advisor at Pivotal Wealth and Tax with a Series 65 designation and six years of industry experience. He has worked at Integrity LLC/Heartland Retirement Group since 2020 and previously held roles at Bankers Life and the EPA. In addition to his advisory work, he is a licensed life and health insurance broker through Integrity LLC, specializing in soliciting insurance products. Pivotal Wealth and Tax serves individuals, charitable organizations, and businesses by providing portfolio management, financial planning, bookkeeping, and tax-filing services. The firm combines advisory services with accounting, tax, real estate property management, and insurance practices, using a variety of analytical methods and investment strategies to manage client portfolios.

Aikan Major is a financial advisor at Pivotal Wealth and Tax with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with Mass Mutual and Northwestern Mutual. Outside of his advisory role, he serves as treasurer for Project Restore MN, a nonprofit organization. Pivotal Wealth and Tax provides portfolio management, financial planning, bookkeeping, and tax-filing services to individuals, charitable organizations, and business entities. The firm integrates advisory services with accounting, tax, real estate property management, and insurance product sales, employing a range of analytical methods to construct diversified portfolios.