A complete list of active advisors currently associated with Plain Talk Financial Planning, LLC

Warmer can help you find a great advisor at Plain Talk Financial Planning, LLC or one who fits your needs even better.

Plain Talk Financial Planning, LLC is a fee-only, independent registered investment adviser that provides discretionary and non‑discretionary investment management and comprehensive financial planning to individuals and high‑net‑worth individuals. The firm offers ongoing and project‑based planning covering areas such as business planning, retirement and tax strategies, estate planning, and college savings, and it may use third‑party model portfolios (XYPN Invest) or outside managers to implement portfolios. The firm’s investment approach is asset‑allocation driven and draws on Modern Portfolio Theory, combining passive and active vehicles (mutual funds, ETFs, and individual securities) and incorporating client preferences for socially responsible investing or, where appropriate, cryptocurrency exposure. Account supervision is tailored to client objectives and risk tolerance, with quarterly reviews and oversight of any outside managers the firm employs. Notable distinctions include an unusually small client base and concentrated assets — three clients with about $1.07 million in total AUM — and the brochure indicates the firm does not maintain non‑high‑net‑worth individual clients, suggesting a focus on fewer, wealthier relationships. The firm is a recent start‑up (founded in 2024), and the sole advisor maintains concurrent employment as a technical support engineer (reported to occupy approximately 80% of trading‑hour time), a fact disclosed and addressed in the brochure.

To learn more about the advisors currently working at Plain Talk Financial Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.