A complete list of active advisors currently associated with Plain Talk Financial Planning, LLC

Warmer can help you find a great advisor at Plain Talk Financial Planning, LLC or one who fits your needs even better.

Plain Talk Financial Planning, LLC provides investment management and comprehensive financial planning for individual and high‑net‑worth clients. Its planning services are offered on both ongoing and project‑based bases and cover retirement, estate, tax, cash‑flow, business succession, employee benefits optimization, college savings, insurance review, and investment analysis. The firm implements portfolios using asset allocation grounded in modern portfolio theory and a mix of passive and active strategies, and it may use third‑party model portfolios and outside managers to execute client allocations. It can tailor portfolios for client‑imposed restrictions, offers socially conscious (ESG) options when requested, and discloses that some clients may have exposure to cryptocurrency‑related investments or vehicles. Notable distinctions include a very small client roster and modest assets under management, which the brochure positions as enabling individualized planning and account handling, and an explicit policy not to aggregate or block trades across clients. The firm’s principal brings a technical engineering background plus recent certifications in financial planning and blockchain/digital assets—an uncommon combination for a small independent adviser—and the firm operates as a fee‑only adviser on an institutional custody platform without accepting third‑party sales compensation.

To learn more about the advisors currently working at Plain Talk Financial Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Robert Foster Jr.	Amesbury, MA	1

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