Plan B Investments, Inc.

Plan B Investments serves retail clients — including individual and high‑net‑worth investors — and small businesses with personalized financial planning and consulting. The firm offers both hourly advisory consultations and a comprehensive program that places clients with third‑party or outside investment managers rather than typically providing in‑house portfolio management for individual accounts.

The advisory process begins with a telephone intake and an initial financial advisory consultation, followed by preparation of a written financial plan using a six‑step CFP‑style process (data gathering, goal setting, problem identification, plan document, implementation, and ongoing supervision). Plan B evaluates, selects and monitors Third‑Party and Outside Investment Managers, retains authority to hire or terminate those managers, and supports either discretionary or non‑discretionary arrangements depending on the manager relationship.

Distinctive features include the firm’s dual role as a registered broker‑dealer and an affiliated insurance agency, activities that generate separate commission compensation and are disclosed as material conflicts of interest. The firm is small and owner‑managed with a self‑supervisory compliance structure, and it combines financial planning with insurance sales and successor‑trustee services — a mix of services that is uncommon among peers in this category.