Plan First Wealth LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Plan First Wealth LLC serves British expatriate individuals and families living in the U.S., offering portfolio management, pension transfer consultancy for UK legacy pensions (SIPPs and QROPS), and lifestyle-focused financial planning. The firm delivers both discretionary and non-discretionary portfolio management alongside customized Investment Policy Statements and remote client servicing.
PFW’s investment approach draws on modern portfolio theory and a long-term trading orientation, combined with a “Lifestyle Financial Planning” process to align investments with clients’ life goals; ongoing planning is provided at no additional charge for clients meeting the firm’s AUM threshold. The firm works with third‑party sub-advisers and custodians, and coordinates cross-border tax and accounting support through a formal partnership with MN Tax.
The brochure highlights several features that are uncommon among peers: PFW sponsors a wrap-fee program through Betterment and discloses advertising that includes hypothetical performance illustrations, historical performance results, client testimonials, periodic newsletters, and educational seminars. It has also expanded its disclosed investment menu to include alternative and complex products—such as private equity, private credit, structured notes, buffered ETFs and bitcoin ETFs—indicating a broader and more specialized offering than typically seen at similarly sized supported firms.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Setup Fees: £2,000 for Morningstar GIA or ISA; £3,500 + £1,000 per additional pension for Defined Contribution Pension and SIPP Transfers; £8,500 + £1,000 per additional pension for Defined Benefit Pension Transfers; Financial Planning Fees: Typically $2,999 upfront, up to $10,000 based on complexity.
$0 - $2,500,000: 1.00% p.a. $2,500,001 - $5,000,000: 0.75% p.a. $5,000,001 - $10,000,000: 0.50% p.a. $10,000,001+: 0.25% p.a.
Account minimum: $250,000
Main office
See officeGreenwich CT
Advisors at this office
1
Offices (3)
Most active in
California · Connecticut · Florida · Massachusetts · New Jersey · New York · Pennsylvania · Texas
Also doing business as
Plan First Wealth LLC · Taylor And Taylor Financial Services Usa LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Martha K
CFP®, ChFC®, Series 63
Gainesville, FL
Plan First Wealth LLC
Martha Kern is a CFP®, ChFC®, and Series 63 licensed advisor with 20 years of industry experience. She has worked at Plan First Wealth LLC since 2019 and previously held roles at Eagle Strategies LLC and New York Life Insurance Company. Plan First Wealth LLC specializes in serving British expatriates living in the United States, focusing on cross-border financial issues related to UK domicility. The firm offers investment management and financial planning services, utilizing a wrap-fee delivery model through the Betterment for Advisors platform.
James B
CFP®, Series 63, Series 66
Philadelphia, PA
Plan First Wealth LLC
James Boyle is a CFP® with nine years of industry experience, currently serving as an advisor at Plan First Wealth LLC in Philadelphia, PA. His prior roles include positions at LPL Financial, Bank of America, Merrill, and FIS Brokerage & Securities Services. He also took a year for extended travel during his career. Plan First Wealth LLC serves British expatriates living in the U.S., providing portfolio management, pension transfer consultancy, and lifestyle-focused financial planning. The firm employs a long-term investment approach based on modern portfolio theory and offers customized planning supported by third-party sub-advisers and cross-border tax coordination.
Richard T
Series 65
Greenwich, CT
Plan First Wealth LLC
Richard Taylor is a financial advisor at Plan First Wealth LLC with 10 years of industry experience. He holds a Series 65 designation and previously worked at DeVere USA INC. from 2015 to 2018 before joining Plan First Wealth in 2018. Plan First Wealth serves individual clients and families, specializing in British expatriates living in the United States. The firm addresses cross-border financial issues related to UK domicility and provides investment management and financial planning services, including advisory services through the Betterment for Advisors platform.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)