Plan to Prosper Wealth Management

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Client assets under management

$201,230,428

Clients

390

13% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

195

Very High

Average account size

$515,975

About

Plan to Prosper Wealth Management serves individual clients — including high-net-worth households — and sponsors of ERISA-qualified retirement plans, offering fee-based portfolio management, retirement-plan advisory as a limited-scope 3(21) fiduciary, and financial planning. The firm manages both discretionary investment accounts and non-discretionary retirement-plan assets and also offers insurance products through its licensed agents.

The firm’s investment process blends strategic asset allocation and model-based portfolio construction (drawing on MPT/PMPT and quantitative, technical, and behavioral analysis) with tactical adjustments and option-based strategies such as covered calls, cash-secured puts, and index put protection. Engagements begin with an information-gathering session and results presentation, and accounts are typically managed on a discretionary basis with custody and execution services routed through Schwab and third‑party recordkeepers.

What is distinctive is the combination of a relatively high client load per advisor alongside more than $200 million in assets under management, a structure that the brochure indicates is supported by custodial batch‑trading and third‑party retirement platforms to scale service delivery. The firm’s management persons are also licensed life and annuity insurance agents who may earn commissions on insurance sales, an arrangement the brochure identifies as a potential conflict of interest that clients should consider.

Client services

Portfolio management Pension consulting

Expertise

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Active portfolio management Concentrated stock management

Occupation focus

Founder/Business Owner

Fee options

Percentage

$0 - $2,000,000: 1.00% annually Over $2,000,000+: 0.50% annually

Commissions

Insurance product commissions from sales of insurance-related products by management persons who are licensed insurance agents.

Other

Account minimum: $100,000

Main office location

Plan to Prosper Wealth Management

595 W. Granada Boulevard, Suite K

Ormond Beach FL 32174, United States

Number of offices

Most active in

Florida

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Facebook Instagram Website 386-271-2127

Advisors at this firm

Erick P

Series 66

Ormond Beach, FL

Plan to Prosper Wealth Management

Erick Palacios is a financial advisor at Plan to Prosper Wealth Management with 12 years of industry experience. He holds a Series 66 designation and previously worked at Xcel Wealth Management, LLC, Palacios Wealth Management, LLC, and Purshe Kaplan Sterling Investments. In addition to his advisory role, he is an independent insurance agent providing insurance solutions to clients. Plan to Prosper Wealth Management is an independent, fee-based registered investment adviser serving individual clients and ERISA-qualified retirement plans. The firm manages approximately $149 million in assets and offers portfolio management, retirement planning, and related financial advice, implementing diversified portfolios tailored to clients’ objectives and risk tolerances.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Active portfolio management Concentrated stock management Founder/Business Owner

Brent B

Series 65

Ormond Beach, FL

Plan to Prosper Wealth Management

Brent Buckmaster is the principal advisor at Plan to Prosper Wealth Management in Ormond Beach, FL. He holds a Series 65 designation and has experience dating from 2025 at Palacios Wealth Management and since 2013 with Flatirons Hedging Analytics, where he serves as Chief Analytics Officer and partner. Flatirons assists mortgage banking entities in enhancing secondary marketing capabilities. Plan to Prosper Wealth Management is an independent, fee-based registered investment adviser serving individual clients and ERISA-qualified retirement plans. The firm manages approximately $149 million in assets, offering portfolio management, retirement planning, and related financial advice through diversified portfolios tailored to clients’ objectives and risk tolerances.

Options & derivatives strategies Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Active portfolio management Concentrated stock management Founder/Business Owner

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