Plan to Prosper Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$201,230,428
Clients
390
Advisors
2
of 4 employees
About
Plan to Prosper Wealth Management provides portfolio management and financial planning services to individual clients across wealth levels, including high‑net‑worth and non‑HNW households, and also advises ERISA‑qualified retirement plans as a limited‑scope 3(21) fiduciary. The firm uses a percentage‑of‑assets billing model and an initial information‑gathering/results‑presentation process to define client goals and guide ongoing management.
Investment decisions draw on a mix of fundamental, quantitative, technical, cyclical, and behavioral analysis and are implemented through diversified allocations (equities, fixed income, mutual funds, ETFs) and active tools where appropriate. The firm discloses use of options strategies, structured notes, and core‑satellite/tactical allocation approaches as part of its risk‑management and return‑seeking toolkit.
This firm is notable for managing about $234 million for roughly 390 clients with a two‑advisor team, producing a high client‑to‑advisor ratio of roughly 195 clients per advisor, which is uncommon among supported firms. Its management personnel are also licensed life and annuity insurance agents and may receive commissions on insurance sales, a disclosed potential conflict that pairs insurance brokerage activities with ongoing fee‑based advisory services.
Client services
Expertise
Fee options
$0 - $2,000,000: 1.00% annually Over $2,000,000+: 0.50% annually
Receiving commissions from insurance products sold by licensed management persons (insurance agents).
Account minimum: $100,000 Fee-only: Asset-based fee with tiered rates: 1.00% for first $2 million, 0.50% for amounts over $2 million, billed quarterly in arrears.
Main office
595 W. Granada Boulevard, Suite K
Ormond Beach FL 32174
Advisors at this office
2
Most active in
Florida
Also doing business as
Palacios Wealth Management, LLC · Plan To Prosper Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Erick P
Series 66
Ormond Beach, FL
Plan to Prosper Wealth Management
Erick Palacios is a financial advisor with Plan to Prosper Wealth Management in Ormond Beach, FL, holding a Series 66 designation and 12 years of industry experience. He previously worked at Xcel Wealth Management, Palacios Wealth Management, and Purshe Kaplan Sterling Investments. Outside of advisory work, he is an independent insurance agent providing insurance solutions to clients. Plan to Prosper Wealth Management serves individual clients across wealth levels and advises ERISA-qualified retirement plans using a mix of fundamental, quantitative, and behavioral analyses. The firm employs diversified investment strategies and manages approximately $234 million for around 390 clients, maintaining a high client-to-advisor ratio with a two-advisor team.
Brent B
Series 65
Ormond Beach, FL
Plan to Prosper Wealth Management
Brent Buckmaster is a financial advisor at Plan to Prosper Wealth Management with one year of industry experience. He holds a Series 65 designation and has worked at Palacios Wealth Management since 2025. Outside of advisory work, he is Chief Analytics Officer, Partner, and Co-Owner of Flatirons Hedging Analytics, a firm that supports mortgage banking entities by enhancing secondary marketing capabilities. Plan to Prosper Wealth Management provides portfolio management and financial planning services to individuals across various wealth levels and advises ERISA-qualified retirement plans. The firm uses a diversified investment approach combining fundamental, quantitative, technical, cyclical, and behavioral analysis, implementing strategies through equities, fixed income, mutual funds, ETFs, and active risk-management tools.
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