Planalto Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Planalto Financial serves individual and high-net-worth clients with comprehensive, ongoing financial planning, project-based planning, and discretionary investment management. The firm emphasizes a planning-led relationship that can include business planning, retirement and estate planning, tax considerations, insurance reviews, and implementation of investment strategies.
Its investment approach blends modern portfolio theory, asset allocation, and a mix of passive and active investment vehicles to construct portfolios aligned with clients’ goals and risk tolerance. Planalto conducts regular (typically quarterly) reviews and implements trades on an individual-account basis rather than aggregating block trades, and it allows clients to impose reasonable investment restrictions.
Noteworthy distinctions include the availability of project-based planning that can be billed on an hourly basis — a pricing option that is relatively uncommon among peers in the investment-manager category — alongside fixed and flat-fee planning arrangements. The firm is newly registered and operated by a sole principal who holds CFP® and CLU® credentials, operates on a fee-only basis, and does not participate in wrap fee programs.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fees for project-based financial plans range from $2,400 to $5,000; ongoing financial planning fees include $2,400 annually for Advanced Plan, $5,000 annually for Simple Retirement Plan.
$0 - $5,000,000: Flat annual fee of $10,000 $5,000,000 - $10,000,000: Flat annual fee of $20,000 $10,000,000+: Negotiable flat annual fee, not to exceed 2.00% of assets under management
$150 per hour for project-based financial planning.
Minimum fee: $10,000 annually for assets $0 - $5,000,000, $20,000 annually for assets $5,000,000 - $10,000,000 Fee-only: Fees are paid as fixed or flat fees; no commissions received.
Main office
Huntsville AL
Advisors at this office
1
Most active in
Alabama
Also doing business as
Planalto Financial · Planalto Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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