Arlington, VA Office

Plandeavor provides discretionary asset management, ongoing comprehensive financial planning, and hourly consultation to individuals, business entities, trusts and estates. The firm manages roughly $2.8 million on behalf of a small roster of clients and is structured with a single owner who also serves as the firm’s chief compliance officer.

The firm’s investment process blends asset allocation, Modern Portfolio Theory and quantitative analysis implemented primarily through ETFs and direct indexing on custodial platforms, with tax‑loss harvesting and occasional tactical asset‑allocation tilts. Plandeavor executes discretionary trading, may engage third‑party sub‑advisors to manage portions of portfolios, and maintains continuously updated financial plans via client portal data aggregation and scheduled reviews.

Distinctive operational features include a standardized Complexity Questionnaire and a time‑based planning model used to set scope and fees, plus two pre‑engagement educational conversations to align expectations before onboarding, which the brochure highlights as part of its ongoing planning model. The firm also delegates proxy voting to clients, does not aggregate trades across accounts, and discloses potential conflicts when selecting lower‑fee sub‑advisors — practices that affect how implementation, tax tools and execution are handled relative to many peers.