Planvesting, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Planvesting provides consultative financial planning, portfolio management, and fiduciary consulting for retirement plans to individuals, high‑net‑worth clients, trusts, estates, corporate retirement plans, and charitable organizations. The firm tailors services to individual client needs and maintains ongoing reviews and reporting for client accounts.
The firm follows a largely passive, asset‑class driven approach that emphasizes diversification, low‑turnover implementation using no‑load mutual funds and ETFs, and periodic rebalancing while considering tax implications. Planvesting generally operates on a non‑discretionary basis, contacting clients before executing trades and aligning portfolios to client‑specific target allocations and risk tolerances.
What is distinctive about the firm is its emphasis on non‑discretionary management and its use of retainer and hourly billing rather than the more common percentage‑of‑AUM model among independent advisers. The firm also offers fiduciary consulting at the plan, investment, and participant levels and is led by a CFP®‑credentialed principal with an MBA who has authored an investing book and provides small business consulting, a mix of capabilities less common for a small independent advisory practice.
Client services
Expertise
Fee options
$175 to $250 per hour (negotiable) for Consultative Planning Services
Account minimum: $250,000 Minimum fee: Fees typically range from $625 to $1,500 per quarter ($2,500 to $6,000 annually) as fixed annual retainer fees
Main office
Grayling MI
Advisors at this office
1
Most active in
Michigan
Also doing business as
Planvesting, LLC · Probity Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)