Polaris Asset Management, LLC

Polaris Asset Management provides private wealth management, financial planning and retirement plan advisory services to individuals, families and a range of institutional clients, including pension and profit-sharing plans, corporations, trusts, estates and charitable organizations. The firm operates on a fee-only, percentage-of-assets basis and accepts both discretionary and non-discretionary accounts.

The firm uses a documented Risk Profile process to place clients into investment models from Preservation to Aggressive Growth and implements portfolios that include individual equities, mutual funds, ETFs and fixed income, using fundamental, technical, charting and economic analysis. It also uses ETF allocations tactically to manage volatility and offers model portfolios and ongoing plan updates tied to clients’ goals and liquidity constraints.

Compared with many solo independent advisers, Polaris provides formal retirement-plan consulting and fiduciary services — including investment selection, participant education and the ability to act as an ERISA co‑fiduciary or as a §3(38) investment manager with discretionary plan management. The firm also reports a larger share of assets managed on a non‑discretionary basis and serves corporate and charitable plan sponsors, a mix that is less common among single‑advisor independent firms.