Polaris Capital Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Polaris Capital Management LLC is a small, state-registered independent adviser serving individuals and high‑net‑worth clients, managing roughly $9.95 million across about 25 client relationships. The firm provides individually tailored investment management, ongoing and project‑based financial planning, held‑away account services for 401(k)s, 529s and variable annuities, and retirement‑account advice delivered under fiduciary standards.
Investment decisions are guided by client‑specific investment policies and asset allocation targets developed through one‑on‑one consultation, with formal account reviews performed quarterly. The firm uses both fundamental and technical analysis in managing portfolios and discloses that its strategies may include small‑ and mid‑cap equities, options or other derivatives, and higher turnover, each of which carries attendant liquidity and volatility risks.
A distinctive feature is the availability of performance‑based fee arrangements for “qualified clients” (generally those with at least $1.1 million under management with the firm or $2.2 million in net worth), a practice uncommon among independent advisers. The firm also manages a private investment partnership open only to accredited and qualified investors, in which the firm’s principal holds a majority economic interest; the brochure discloses related conflicts of interest, side‑by‑side management and policies intended to address allocation and personal‑trading issues.
Client services
Expertise
Fee options
Project-Based Financial Planning fees range from $2,500 to $10,000
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001+: 0.50%
Offered to qualified clients meeting defined asset or net worth thresholds; specifics not detailed
Ongoing Comprehensive Financial Planning charged as a fixed monthly fee based on formula
Account minimum: $150,000 Minimum fee: Minimum annual fee of $8,000 for Comprehensive Financial Planning service Fee-only: Comprehensive Financial Planning fees include an upfront fee of $500 to $1,500 and ongoing monthly fees calculated as 0.50% of AGI plus 0.50% of Net Worth
Main office
El Dorado Hills CA
Advisors at this office
1
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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