Orlando, FL Office

Portfolio Design Services provides discretionary asset management, financial planning, and consulting to individuals, high-net-worth clients, trusts, and estates. The firm also works with qualified retirement plans and can serve as an ERISA 3(38) investment manager for plan sponsors.

Portfolios are tailored to each client’s goals, time horizon, and risk tolerance and are constructed using equities, fixed income, mutual funds and ETFs; the firm employs fundamental, technical and cyclical analysis in security selection. Accounts are generally managed on a discretionary basis, with clients able to impose written investment restrictions and receive periodic reviews.

Notable distinctions include the firm’s explicit ERISA 3(38) plan-management capability—providing selection, monitoring and replacement of plan investment options and participant education—and its practice of excluding certain illiquid or employer securities from plan mandates. The firm is a small advisory team managing roughly $160 million, is deemed to have custody only through fee deduction and third‑party standing letters of authorization (with controls to meet the custody exception), does not vote client proxies, and receives custodial economic benefits such as research and trading support from recommended custodians.