Portland Financial Planning Group

Portland Financial Planning Group serves individuals and families — including high net worth clients — and also works with trusts, estates and not‑for‑profit organizations. The firm provides comprehensive financial planning and investment advisory services delivered primarily through annual fixed‑fee retainers and occasional one‑time project engagements.

The firm’s investment approach emphasizes cost control and predictable outcomes, using index funds as the core of most portfolios and prioritizing long‑term asset allocation and periodic rebalancing over frequent security selection. PFPG offers both discretionary and non‑discretionary arrangements, but in practice the vast majority of assets are managed non‑discretionarily (roughly $75.8 million of about $78.4 million reported AUM was non‑discretionary, with roughly $2.5 million discretionary).

What is distinctive about the firm is its advisory and billing model: it is fee‑only and generally does not use a percentage‑of‑assets fee schedule, instead charging negotiated annual retainers and project or hourly fees while adhering to CFP® and NAPFA fiduciary standards. The practice is small and centralized (one principal and one full‑time staff member), and couples individualized model allocations, no‑load/low‑cost fund recommendations, and client‑involved trade implementation.