Powerhouse Financial Advisors, Inc.

Powerhouse Financial Advisors, Inc. provides ongoing portfolio management and financial planning to individuals and high‑net‑worth individuals, and offers retirement‑plan services including guidance on 401(k) accounts, Cash Balance Pension options, and discretionary 403(b) management through the Aspire PCS/InvestLink platform. The firm also directs clients to third‑party advisers and participates in an SEI sub‑advised program to implement certain model strategies.

The firm documents client goals and risk tolerance in an Investment Policy Statement and generally manages accounts on a discretionary basis, employing fundamental and quantitative analysis across long‑term and short‑term strategies that may include options, margin, and short sales. It implements model allocations both internally and via third‑party models (SEI/SIMC) and operates through specified custodial platforms such as Charles Schwab, SEI Private Trust Company, Capital Bank & Trust, and Matrix Securities.

Compared with many solo independent advisers, the firm maintains several uncommon affiliations and service lines: formal sub‑advisory arrangements with SEI/SIMC, multiple institutional custodial relationships (including Capital Bank & Trust and Matrix), and active pension/403(b) management capabilities. The brochure also discloses that supervised persons are licensed insurance agents and receive referral compensation for tax preparation, and that the firm accepts certain third‑party services from custodians (soft‑dollar benefits) and requires use of specified broker‑dealers—conflicts and operational relationships the firm describes and addresses in its policies.