Premier Estate Planners, LLC logo

Premier Estate Planners, LLC

Updated today

Client assets under management

$226,948,109

Clients

584

9% high-net-worth

Advisors

2

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

292

Very High

Average account size

$388,610

About

Premier Estate Planners advises individuals, trusts, estates, charitable organizations, and business entities, offering wealth management services that include portfolio management, selection of third‑party advisers, savings plan management as a solicitor for a program provider, and modular financial planning. The firm works with both discretionary and non‑discretionary accounts and reports managing over $226 million in client assets.

The firm collects suitability information to tailor strategies, constructs or selects model portfolios (often using ETFs), and monitors and rebalances portfolios over time while relying on third‑party managers for some investment duties. It also offers savings plan management through a third‑party program provider and notes that tax efficiency is not its primary management consideration, encouraging clients to consult tax professionals.

Noteworthy aspects of the brochure include an unusually high client load — 584 clients with a small advisory team, implying more than 200 clients per advisor, which is uncommon among peers. The brochure also describes the firm as fee‑only while disclosing that associated persons are licensed insurance agents who may earn commissions and that the firm receives commissions on numismatic transactions, and it discloses its solicitor role for a retirement plan program, all items that bear on potential conflicts of interest.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Tax-loss harvesting Retirement income strategy

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Fee options

Fixed

Savings Plan Management fixed fee options ranging from $480 to $1,200 annually depending on account value

Percentage

$0 - $400,000: 1.50% $400,001 - $750,000: 1.25% $750,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $9,000,000: 0.60% $9,000,001 - $15,000,000: 0.50% $15,000,001+: Negotiable

Commissions

Commission earned on numismatics and insurance products sales; commissions separate from advisory fees

Project-based

Financial planning services hourly rate ranges from $100 to $250 per hour

Other

Fee-only: Financial Planning Services charged hourly from $100 to $250 per hour; Savings Plan Management fee either a fixed fee ($480 to $1,200 annually depending on account size) or asset based fee (0.25%)

Main office location

Premier Estate Planners, LLC

16950 19 Mile Rd, Suite 4

Clinton Township MI 48038, United States

Number of offices

1

Most active in

Florida · Michigan · Nebraska

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Donald C

Series 63, Series 65

Clinton Township, MI

Premier Estate Planners, LLC

Donald Carnaghi is a financial advisor with Premier Estate Planners, LLC in Clinton Township, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Premier Estate Planners since 2002 and previously at Secure Asset Management, LLC from 2022 to 2025. Carnaghi is also involved with Macomb Marketing LLC and is a licensed insurance agent. Premier Estate Planners advises individuals, trusts, estates, charitable organizations, and business entities, providing wealth management services including portfolio management, third-party adviser selection, and savings plan management. The firm manages both discretionary and non-discretionary accounts and emphasizes model portfolios, often using ETFs, while serving a large client base with a small advisory team.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Tax-loss harvesting Retirement income strategy
user avatar

Thomas M

Series 63, Series 65

Clinton Township, MI

Premier Estate Planners, LLC

Thomas Mazza is a financial advisor with Premier Estate Planners, LLC in Clinton Township, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Premier Estate Planners since 2002 and previously at Secure Asset Management, LLC. Mazza is also a licensed insurance agent and involved with Macomb Marketing LLC. Premier Estate Planners serves individuals, trusts, estates, charitable organizations, and business entities by providing wealth management services including portfolio management, third-party adviser selection, and modular financial planning. The firm manages both discretionary and non-discretionary accounts and employs model portfolios, often using ETFs, while overseeing more than $226 million in client assets.

Wealth management Retirement plans for business owners (SEP, solo 401k) Annuities Tax-loss harvesting Retirement income strategy
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