Premier Estate Planners, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Premier Estate Planners advises individuals, trusts, estates, charitable organizations, and business entities, offering wealth management services that include portfolio management, selection of third‑party advisers, savings plan management as a solicitor for a program provider, and modular financial planning. The firm works with both discretionary and non‑discretionary accounts and reports managing over $226 million in client assets.
The firm collects suitability information to tailor strategies, constructs or selects model portfolios (often using ETFs), and monitors and rebalances portfolios over time while relying on third‑party managers for some investment duties. It also offers savings plan management through a third‑party program provider and notes that tax efficiency is not its primary management consideration, encouraging clients to consult tax professionals.
Noteworthy aspects of the brochure include an unusually high client load — 584 clients with a small advisory team, implying more than 200 clients per advisor, which is uncommon among peers. The brochure also describes the firm as fee‑only while disclosing that associated persons are licensed insurance agents who may earn commissions and that the firm receives commissions on numismatic transactions, and it discloses its solicitor role for a retirement plan program, all items that bear on potential conflicts of interest.
Client services
Expertise
Fee options
Savings Plan Management fixed fee options ranging from $480 to $1,200 annually depending on account value
$0 - $400,000: 1.50% $400,001 - $750,000: 1.25% $750,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $9,000,000: 0.60% $9,000,001 - $15,000,000: 0.50% $15,000,001+: Negotiable
Commission earned on numismatics and insurance products sales; commissions separate from advisory fees
Financial planning services hourly rate ranges from $100 to $250 per hour
Fee-only: Financial Planning Services charged hourly from $100 to $250 per hour; Savings Plan Management fee either a fixed fee ($480 to $1,200 annually depending on account size) or asset based fee (0.25%)
Main office
16950 19 Mile Road, Suite 4
Clinton Township MI 48038
Advisors at this office
2
Most active in
Florida · Michigan · Nebraska
Also doing business as
Premier Estate Planners · Premier Estate Planners Ria, LLC · Premier Estate Planners Ria,LLC · Premier Estate Planners, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Donald C
Series 63, Series 65
Clinton Township, MI
Premier Estate Planners, LLC
Donald Carnaghi is a financial advisor with Premier Estate Planners, LLC in Clinton Township, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Premier Estate Planners since 2002 and previously at Secure Asset Management, LLC from 2022 to 2025. Carnaghi is also involved with Macomb Marketing LLC and is a licensed insurance agent. Premier Estate Planners advises individuals, trusts, estates, charitable organizations, and business entities, providing wealth management services including portfolio management, third-party adviser selection, and savings plan management. The firm manages both discretionary and non-discretionary accounts and emphasizes model portfolios, often using ETFs, while serving a large client base with a small advisory team.
Thomas M
Series 63, Series 65
Clinton Township, MI
Premier Estate Planners, LLC
Thomas Mazza is a financial advisor with Premier Estate Planners, LLC in Clinton Township, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Premier Estate Planners since 2002 and previously at Secure Asset Management, LLC. Mazza is also a licensed insurance agent and involved with Macomb Marketing LLC. Premier Estate Planners serves individuals, trusts, estates, charitable organizations, and business entities by providing wealth management services including portfolio management, third-party adviser selection, and modular financial planning. The firm manages both discretionary and non-discretionary accounts and employs model portfolios, often using ETFs, while overseeing more than $226 million in client assets.
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