Present Value Financial Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning, investment management, tax preparation, and financial education to individual and family clients across a range of income levels. Engagements vary from narrow, topic-specific advice (for example budgeting or education funding) to comprehensive plans with documented implementation steps.
It operates under a fiduciary standard and typically documents client objectives in an Investment Policy Statement, using bottom-up fundamental analysis together with capital market techniques to build cost-conscious, tax-aware, diversified portfolios intended for longer-term, buy-and-hold investors. Implementation can be client-implemented, advisor-implemented on a non-discretionary basis, or discretionary, and portfolios are reviewed at least quarterly or after material life or market events.
The firm departs from the common percentage-of-assets model by not relying on AUM fees and instead using hourly, fixed-fee, and set quarterly retainer arrangements for investment management and ongoing coaching, a structure intended to reduce AUM-related conflicts of interest. It also offers public educational seminars (free when firm-sponsored, sometimes compensated when organized by third parties), limited-scope tax return preparation, and reports zero discretionary AUM while providing advice on more than $3 million in assets under advisement — features that are less common among independent advisers.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fees for comprehensive financial plans ranging from $1,000 to $4,500 depending on complexity.
$150 per hour for financial planning services.
Retainer program billed quarterly for Financial Coaching/Support services ($300 to $1,050 per quarter) and Investment Management services ($300 to $1,500 per quarter).
Fee-only: Financial planning services charged at $150 per hour; fixed fees for comprehensive financial plans ranging from $1,000 to $4,500 depending on complexity; tax preparation fixed fees determined on a client-by-client basis; retainer fees for Financial Coaching/Support services quarterly ranging from $300 to $1,050; retainer fees for Investment Management services quarterly ranging from $300 to $1,500, which generally equate to 0.25% to 0.75% of AUM with an annual cap of 1% of AUM.
Main office
Purcellville VA
Advisors at this office
1
Most active in
Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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