Preservation Wealth Management

Preservation Wealth Management is a small, independent investment adviser operating as a solo practice that provides discretionary portfolio management and financial planning primarily for individual clients; the firm reports approximately $1.76 million in assets under management across nine client relationships. Like many independent advisers, it charges percentage‑of‑AUM fees and manages accounts based on documented client goals, time horizons, and risk tolerances.

The firm implements portfolios using a mix of methods—including fundamental, technical, charting, and cyclical analysis—and may employ sub‑advisors or recommend third‑party managers, including participation in a Morningstar managed‑portfolio program, while acting as liaison and monitoring those relationships. The principal holds a Retirement Income Certified Professional (RICP) credential and provides retirement‑focused planning and periodic account reviews.

Noteworthy distinctions include a material outside business activity: the firm’s principal spends roughly 90% of professional time as a licensed insurance agent and receives commissions from insurance sales, a practice the brochure identifies as a potential conflict and says is mitigated by disclosures and fiduciary procedures. The brochure also discloses a 2015 administrative consent order from the New Jersey Department of Banking and Insurance (including a $5,000 fine and findings related to misrepresented information and unregistered insurance activity), a disclosure event the firm reports and that is uncommon among peers; the firm also receives referral fees from third‑party managers, which it discloses as another source of potential conflicts.