Carroll, IA West 3rd St Office

Team
Updated today
PRIMERICA Advisors logo

PRIMERICA Advisors

Institution

Firm-wide stats for PRIMERICA Advisors

Total advisors

3,992

Across 1,252 offices

Clients per advisor

17 Very Low

Avg AUM per client

$228,117 Very Low

HNW client ratio

3% Very Low

About

Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program that serves primarily individual investors (including both non-HNW and high-net-worth clients), as well as corporate and charitable clients. The firm operates at scale — roughly 3,698 financial advisors, about 1,829 offices, and approximately $15.5 billion in AUM — and delivers advisory services through advisors who collect client information and present model recommendations.

The Program relies largely on model-delivery strategies created and managed by unaffiliated asset managers, with a limited number of discretionary separately managed account options; an overlay manager (BNY Mellon Advisors) and Pershing custody/clearing support trade execution and account custody. Models span strategic, tactical, tax-managed and income-distribution approaches and the brochure discloses recently added models that allocate to exchange-traded funds investing in cryptocurrency; advisory arrangements are billed as percentage-of-AUM rather than on a fixed-fee basis.

Compared with many large institutional advisers, Primerica does not provide portfolio management for institutional clients, does not serve pension or profit‑sharing plan clients, and does not offer a formal “selection of other advisers” service for clients — features that the firm’s disclosure highlights as absent. The firm also discloses several program-specific operational features and conflicts (use of third‑party due diligence, certain proprietary fund limitations through its broker‑dealer, an exclusion of parent-company stock from Program accounts, and compensation arrangements tied to wrap fees and asset managers) that distinguish its program governance and product availability from some peers.

Based on PRIMERICA Advisors

Expertise

ESG / Sustainable investing Tax-loss harvesting Income planning

Based on PRIMERICA Advisors

Location

322 West 3rd St

Carroll IA 51401

Advisors at this office

4

Advisors at this office

user avatar

Stephen T

Series 65, Series 63

Carroll, IA

Primerica Advisors

Stephen Tjaden is a financial advisor with Primerica Advisors in Carroll, IA, holding Series 65 and Series 63 licenses and having two years of industry experience. He has been with Primerica Advisors since 2024 and Primerica Financial Services since 2023. Outside of his advisory work, he has been involved with AAU Basketball and Sioux Central Schools for several years. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies developed by unaffiliated asset managers and operates through a large network of advisors managing approximately $15.5 billion in assets.

ESG / Sustainable investing Tax-loss harvesting Income planning
user avatar

Amy R

Series 63, Series 65

Carroll, IA

Primerica Advisors

Amy Riddle is a financial advisor with Primerica Advisors in Carroll, IA, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has worked with PFS Investments Inc. since 2009 and Primerica Financial Services since 2008. Outside of finance, she has been involved in managing a hair stylist business since 1989. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options structured as a wrap-fee solution. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

ESG / Sustainable investing Tax-loss harvesting Income planning
user avatar

Duane H

Series 65, Series 63

Carroll, IA

Primerica Advisors

Duane Horsley is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and nine years of industry experience. He has been with Primerica in various capacities since 1990 and currently works at Primerica Advisors and Direct Contact Inc. Horsley is also involved in sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-driven investment strategies managed by third-party asset managers. The firm supports approximately 3,700 advisors and $15.5 billion in assets under management.

ESG / Sustainable investing Tax-loss harvesting Income planning
user avatar

Kristina H

Series 63, Series 65

Carroll, IA

Primerica Advisors

Kristina Horsley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. In addition to her advisory role, she engages in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm delivers advisory services via a large network of advisors using model-driven strategies provided by unaffiliated asset managers and offers a range of portfolio models including strategic and tax-managed approaches.

ESG / Sustainable investing Tax-loss harvesting Income planning
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