Charlotte, NC S College St Office

Harold Ballard Jr. is a financial advisor with Primerica Advisors in Charlotte, NC, holding Series 65 and Series 63 licenses and eight years of industry experience. His prior roles include positions at Charlotte Christian College and Cornwell Center, alongside ongoing work with PFS Investment Inc. and Primerica Financial Services. Outside of finance, he is involved with Yom Tov Enterprises, LLC, a non-investment-related partnership. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable organizations. The firm utilizes model-driven strategies developed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Thomas Bounds is a financial advisor with Primerica Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and six years of industry experience. He has been with Primerica Advisors since 2020 and has prior involvement with Primerica Financial Services. Outside of his advisory role, Bounds has served in leadership positions at Southeast Baptist Church and Pfafftown Baptist Church. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and an independent due-diligence process, with an operational model focused on tiered wrap fees and active management of investment models.