Margate, FL S State Rd 7 Office

Elizabeth Amaro is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds Series 63 and Series 65 credentials. Her work history includes roles at PFS Investments Inc since 2016 and Primerica Financial Services since 2015. She also operated Amaros Online Inc from 2006 to 2018. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm manages approximately $15.5 billion in assets and delivers advisory services through model-driven strategies overseen by unaffiliated asset managers.

John Ruffolo is a financial advisor with Primerica Advisors in Margate, FL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Primerica Advisors since 1998 and has been president of Rhino Jr., Inc., a legal entity formed for Primerica business purposes, since 1999. In addition to his advisory role, he receives non-investment related compensation for referrals related to home security and automation products. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively offered separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Marcia Stultz Hutchinson is a financial advisor with Primerica Advisors in Margate, FL, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She has been with Primerica Advisors since 2015 and also has ongoing experience with Primerica Financial Services and a prior role at Joel Martin MD. Outside of her advisory role, she is involved in sales of loan products and home security referrals through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with trading and custody services handled by established financial institutions.

Doris Clarke is a financial advisor with Primerica Advisors in Coral Springs, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked with PFS Investments, Inc. and Primerica Financial Services since 2007. In addition to advisory duties, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Kreesha Cross is a financial advisor with Primerica Advisors in Margate, FL, holding Series 65 and Series 63 licenses and having 18 years of industry experience. She has worked at Primerica Financial Services since 2005 and is also affiliated with PFS Investments Inc. and Zenith Realty. In addition to her advisory role, she is involved in sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-based investment strategies supported by third-party asset managers and custodial services, operating on a large scale with nearly 4,000 advisors and approximately $15.5 billion in assets under management.