Union, NJ Morris Avenue Office

David Douglas is a financial advisor with Primerica Advisors in Union, NJ, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, and Florida Financial Advisors. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs a model-delivery investment approach managed by third-party asset managers and supports trading and custody through BNY Mellon Advisors and Pershing.

Wiener Nivose is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been with Primerica Advisors since 2016 and has additional experience at Primerica Financial Services and Nysdot. Outside of his advisory role, he is a co-owner of Fruit In Action LLC (Finact LLC), which provides assistance to people in Haiti. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, maintaining oversight of its investment models and processes.

Kenneth Bryant is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with PFS Investments Inc. since 2002 and Primerica Financial Services since 1998. Outside of advisory services, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and offers a range of portfolio models, including those allocating to cryptocurrency ETFs.

Jonelle Mceachern is a Series 66-licensed advisor with Primerica Advisors, where she has worked since 2016 and has 16 years of industry experience. She also has ongoing involvement with Liveops Agent Services. In addition to her advisory role, she receives compensation for part-time referrals of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm focuses on a wrap-fee structure and uses third-party asset managers with oversight from an independent consultant.

Kevin Greene is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and offering 39 years of industry experience. He has been with Primerica Advisors since 1987 and has additional experience with Primerica Financial Services dating back to 1986. Greene operates a separate legal entity supporting Primerica business purposes and also receives compensation related to loan product sales and referrals for home security and automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third parties and provides advisory services through a large network of advisors across numerous offices.

John Wesley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having three years of industry experience. He has worked at several engineering firms alongside his financial advisory roles. He also engages in part-time sales of loan products and home-related services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, and operates with a model-driven investment approach supported by third-party asset managers.

Reuel Field is a financial advisor with Primerica Advisors in Bloomfield, NJ, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2014 and previously worked at AeroTek. Outside of his advisory role, he is involved in the sale of home security and automation products through affiliated companies and operates Reuel Field & Associates, LLC for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, focusing on retail clients rather than institutional or pension plans.

Derly Jean is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. She has worked at Primerica Advisors since 2015 and previously was employed at Barnes & Noble. Outside of advisory work, she is involved in a cleaning and laundry services partnership and holds a role as a mortgage loan originator with Cross Country Mortgage. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure for its investment solutions.

Virginia Guanco Villanueva is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has worked with Primerica Advisors since 1995 and has a background that includes positions at Trinitas Regional Medical Center and Elizabeth General Medical Center School of Nursing. In addition to her advisory role, she is involved in the sale of loan products and home-related services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and select separately managed accounts to individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities while maintaining oversight of its investment models.