Primetime Wealth Management LLC

Primetime Wealth Management is a small, independent registered investment adviser that provides financial planning and ongoing portfolio management to individuals, trusts, estates, charitable organizations and business entities; the firm also accepts pension and profit‑sharing plan clients and offers pension consulting services. It provides advisory services on either an ongoing basis or as stand‑alone financial plans, and may deliver planning on an hourly or flat‑fee basis for limited‑scope engagements.

The firm’s investment approach centers on strategic asset allocation, using research tools and software to design mixes of asset classes and relying on correlations to pursue return per unit of risk; portfolios are invested primarily in equities and exchange‑traded funds and can be managed on a discretionary or non‑discretionary basis. Primetime reviews client accounts at least annually and ties portfolio positioning to economic themes such as business cycles, unemployment and consumer confidence.

Compared with many solo independent advisers, Primetime’s client mix and services are notable for including pension/profit‑sharing plan work and explicit pension consulting, and the firm participates in educational events available through its custodian relationship with Charles Schwab. The adviser also operates with standard custodial arrangements (Charles Schwab) and may be deemed to have custody when clients sign a standing letter of authorization for cash management purposes.