Prism Planning and Solutions Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Prism Planning and Solutions Group is a newly formed, supported investment adviser that offers a range of Financial Advice services—financial planning, coaching, consulting, estate-planning document services via a third‑party provider, Investment Advice, Investment Management, and bundled Wealth Management. The firm operates with a small advisory team but currently reports no client accounts or regulatory assets under management; although the brochure lists individuals and high‑net‑worth clients among the types it can serve, it presently has no relationships with either individual (non‑HNW) or high‑net‑worth clients.
The firm follows a structured, multi‑step planning process that begins with brief introductory meetings, uses secure client portals and account linking for data gathering, and offers annual Strategic Planning Meetings and ongoing check‑ins for retained clients. Investment implementation emphasizes diversified, low‑cost core portfolios (primarily ETFs), periodic model review and rebalancing, discretionary management for signed Investment Management engagements, and the use of third‑party subadvisors for trading and rebalancing when needed.
What is distinctive for a supported firm of this size is its early operational posture — newly registered with no AUM or individual/HNW client base — combined with a formalized estate‑document offering through an external provider and explicit custody practices (direct fee deductions and acceptance of standing letters of authorization). The firm also documents a preference for specific custodians and a model‑based review cadence, and it requires a financial‑advice engagement as a prerequisite for its Investment Management service.
Client services
Expertise
Fee options
Estate Planning Services fixed fees for specific documents and additional services (e.g., $750 to $1,500 for will or trust-based documents, $250 to $500 for POA packages)
$0 - $1,000,000: 0.90% (Investment Management) $1,000,000 - $3,000,000: 0.80% (Investment Management) $3,000,000 - $6,000,000: 0.70% (Investment Management) $6,000,000+: 0.60% (Investment Management) $0 - $500,000: 1.50% (Wealth Management) $500,000 - $1,500,000: 1.35% (Wealth Management) $1,500,000 - $3,500,000: 1.00% (Wealth Management) $3,500,000 - $5,000,000: 0.85% (Wealth Management) $5,000,000 - $10,000,000: 0.65% (Wealth Management) $10,000,000+: 0.50% (Wealth Management)
Minimum fee: Investment Management minimum annual fee of $500; Wealth Management minimum annual fee of $2,000, $3,000, or $4,100 depending on client needs and circumstances Fee-only: Advice Services fees including Financial Planning ($1,800 to $12,000), Financial Consulting ($500 to $10,000), Financial Coaching ($100 to $1,000 per month), Estate Planning ($250 to $1,500, up to $2,000 for additional services), Ongoing Advice ($1,200 to $10,000 annually), Investment Advice (0.50% annually)
Main office
777 Westchester Ave., Suite 101
White Plains NY 10604
Advisors at this office
3
Most active in
California · Connecticut · Florida · Illinois · New Jersey · New York · Utah
Also doing business as
Ppsgrp LLC · Prism Planning And Solutions Group
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Naoka N
Series 66
White Plains, NY
Prism Planning and Solutions Group
Naoka Nakagawa is a financial advisor at Prism Planning and Solutions Group with 23 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley Smith Barney and Insight Advisors, LLC. Nakagawa joined Prism Planning and Solutions Group in 2026. Prism Planning and Solutions Group is a newly registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and businesses. The firm offers a broad range of retail services including financial planning, coaching, estate-planning document services, and discretionary investment management, with an investment approach focused on diversified asset allocation using ETFs and modern portfolio theory principles.
Julia P
CFP®, Series 63, Series 65
White Plains, NY
Prism Planning and Solutions Group
Julia Peloso Barnes is a CFP® professional with 42 years of industry experience. She has worked at Prism Planning and Solutions Group since 2026, and previously held roles at Insight Advisors, LLC and Morgan Stanley. Barnes serves as Immediate Past President and a member of the Board of Directors for the Estate Planning Council of Westchester, a nonprofit focused on the exchange of ideas among estate planning professionals. Prism Planning and Solutions Group is a newly formed supported investment adviser offering financial planning, coaching, consulting, estate-planning document services, investment advice, and wealth management. The firm employs a structured planning process with low-cost, diversified portfolios and utilizes third-party providers for estate documents and investment management services.
Brianna M
CFP®, Series 66
White Plains, NY
Prism Planning and Solutions Group
Brianna Melahn is a CFP® and holds a Series 66 license, with seven years of experience in the financial industry. She is currently with Prism Planning and Solutions Group and has previously worked at Insight Advisors, LLC and Morgan Stanley. Outside of finance, she is the administrator of a laundromat business. Prism Planning and Solutions Group is a supported investment adviser that offers financial planning, coaching, consulting, estate-planning document services, investment advice, and wealth management. The firm serves individual and high-net-worth clients through a structured planning process and utilizes diversified, low-cost core portfolios with discretionary investment management.
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