Processus Wealth & Capital Management, LLC

Processus Wealth & Capital Management, LLC provides discretionary investment management and financial planning to individuals, trusts, estates, charitable organizations and plan participants, with a focus on high‑net‑worth clients. Financial planning is offered only to clients who have a minimum of $1 million in assets under management with the firm and is not provided as a standalone service.

The firm employs fundamental analysis to create customized investment policy statements and combines strategic asset allocation with tactical overlays; portfolios are constructed from mutual funds, ETFs and individual large‑cap equities (minimum market capitalization of $5 billion) and the firm may use covered call writing and protective puts as part of its risk management. PWCM excludes certain instruments (for example, leveraged/inverse ETFs, most options, structured notes and limited partnerships), manages accounts on a discretionary basis, and reviews held accounts at least quarterly.

PWCM operates with a small advisory team (two advisors) overseeing approximately $249.5 million in discretionary assets across 57 clients, producing a relatively high AUM per client and an account minimum policy that is selectively waived only in limited circumstances. The firm requires clients who use its investment management services to custody assets at Fidelity and uses a third‑party software platform to manage held‑away retirement participant accounts (requiring clients to connect credentials); its brochure also discloses a potential conflict of interest around recommending rollovers to IRAs and describes policies intended to mitigate that conflict.