Proctor Advisory Wealth, LLC

Proctor Advisory Wealth, LLC provides advisory services to individuals and high‑net‑worth individuals, including ongoing portfolio management and standalone financial planning, and also offers insurance products through affiliated insurance activities. The firm states it prepares Investment Policy Statements and tailors recommendations to each client’s goals, time horizon, and risk tolerance.

The firm’s stated investment approach relies on modern portfolio theory and long‑term trading, using model allocations and individualized asset allocation to implement portfolios; it seeks discretionary authority to execute transactions and provides periodic (quarterly) reporting through custodians. PAWL typically recommends a limited range of instruments — mutual funds, ETFs (including precious‑metal ETFs), fixed income (including TIPS), real estate funds, annuities, and commodities — and documents risk considerations for each.

Noteworthy for a firm in this category, PAWL offers hourly financial planning fees for one‑time plans and provides portfolio management for individual clients despite reporting no assets under management and having no active registered advisors. The firm is affiliated with insurance activities and discloses that supervised persons may receive commissions for insurance sales (a documented conflict), does not participate in wrap fee programs, does not act as a private fund adviser, and may receive custodial research or services (soft‑dollar benefits) while not aggregating trades across client accounts.