Proctor Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$381,518,628
Clients
210
Advisors
2
of 5 employees
About
Proctor Financial advises individuals (with an emphasis on clients at or near retirement) and a range of other client types including trusts, estates, retirement plans, charitable organizations and small businesses, providing comprehensive investment management and integrated financial planning. The firm also supports implementation matters such as insurance, education and estate planning and makes tax preparation available as an additional service for its managed‑asset clients.
The firm constructs fully customized asset‑allocation plans using a proprietary Time‑weighted Cash‑flow Methodology to map long‑term cash‑flow needs to portfolio design, then implements and rebalances accounts on a discretionary basis. Portfolios are globally diversified across multiple asset classes and may include alternative exposures and customized structured notes negotiated with large investment banks, which the brochure notes introduce issuer credit and liquidity considerations that Proctor monitors.
Proctor operates with a small advisory team managing several hundred million dollars of client assets and follows a practice of managing a high percentage of clients’ liquid investments, providing daily online reporting and quarterly reviews. The brochure also highlights the firm’s use of external research and rating services (for example, Morningstar) as part of its analysis and documents in writing its Code of Ethics, proxy‑voting processes, and supervisory practices for personal trading.
Client services
Expertise
Demographic focus
Fee options
$0 - $500,000: 1.5% $500,001 - $1,500,000: 1.0% $1,500,001 - $2,500,000: 0.88% $2,500,001 - $7,500,000: 0.76% $7,500,001 - $12,500,000: 0.64% $12,500,001+: 0.50%
Up to $150 per hour for tax preparation work for investment management clients (optional service).
Account minimum: $250,000 Minimum fee: $12,500 minimum annual fee for clients working with a principal of the firm; $3,750 minimum annual fee for clients working with a non-owner advisor. Fees are not negotiable. Fee-only: Fees are based on assets under management plus minimum fees; no commissions are accepted.
Main office
66 Central St
Wellesley MA 02482
Advisors at this office
2
Most active in
California · Florida · Massachusetts · New Hampshire · Texas
Also doing business as
Proctor Financial · Proctor Financial, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Tony P
CFP®, Series 63
Wellesley, MA
Proctor Financial
Tony Proctor is a CFP® with 22 years of industry experience and has been with Proctor Financial since 1994. He is based in Wellesley, MA, and holds a Series 63 license. Proctor Financial advises individuals, particularly those at or near retirement, as well as trusts, estates, retirement plans, charitable organizations, and small businesses, offering comprehensive investment management and integrated financial planning. The firm customizes asset allocation using a proprietary Time-weighted Cash-flow Methodology and manages globally diversified portfolios on a discretionary basis, incorporating alternative exposures and customized structured notes.
Stephen D
CFP®, Series 63
Wellesley, MA
Proctor Financial
Stephen Doucette is a CFP® with 26 years of experience in financial advising. He has been with Proctor Financial since 2005 and previously worked at Lexington/Bridgewater Wealth Management, Lexington Advisors, and Wingate Planning Corp. Proctor Financial serves individuals, trusts, estates, retirement plans, charitable organizations, and small businesses, focusing on clients at or near retirement. The firm provides comprehensive investment management and integrated financial planning, employing a proprietary Time-weighted Cash-flow Methodology to create customized, globally diversified portfolios that include alternative exposures and structured notes.
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