Professional Financial Advisors Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Professional Financial Advisors, Inc. serves individual clients, including high‑net‑worth individuals and business owners, with comprehensive financial planning, retirement, estate and tax‑focused analyses as well as portfolio asset management and ongoing consulting. The firm documents engagements with written plans (Master, Executive and specialized analyses) and also offers consulting services and model portfolio options.
The firm’s investment approach is conservative and allocation‑driven, organized into blocks from emergency cash reserves through income, growth and speculative holdings, and emphasizes client‑directed, non‑discretionary management — advisors do not make changes without client approval. Portfolio Asset Management uses asset allocation models, third‑party model portfolios and quarterly reviews to guide implementation while leaving final trade authorization to clients.
Distinctive features include that each advisor is a FINRA‑registered representative of Independent Financial Group and, in that capacity, may recommend or implement securities and receive commissions, even though the advisory entity does not itself engage in securities sales. The firm also integrates tax and accounting expertise into its advisory model: advisors are required to hold or pursue professional designations such as CPA or Enrolled Agent and the firm may refer or work with accounting firms, reflecting closer advisor–accountant coordination than is typical for peers.
Client services
Expertise
Fee options
Flat fees for financial plans: Master Plan $6,000-$15,000; Executive Plan about $5,000; Income Tax Analysis about $850; Estate Analysis $850-$2,000; Capital Requirement Analysis $850-$2,000
$0 - $999,999: 1.00% annually $1,000,000+: 0.75% annually
$300 per hour for paraplanner, $550 to $850 per hour for senior planner
For 'qualified clients' (over $1,000,000 invested or net worth over $2,100,000), performance fee of 10% on gains above the high-water mark charged monthly and collected quarterly
Account minimum: $200,000 (minimum investable assets for Portfolio Asset Management) Minimum fee: Minimum fee for Master Plan is $6,000; Executive Plan usually about $5,000 Fee-only: Hourly fees range from $300 per hour (paraplanner) to $550-$850 per hour (senior planner)
Main office
30240 Rancho Viejo Road, Suite A
San Juan Capistrano CA 92675-1515
Advisors at this office
2
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Charles M
Series 63, Series 65
San Juan Capistrano, CA
Professional Financial Advisors Inc
Charles Mann is a financial advisor at Professional Financial Advisors Inc with 44 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Professional Financial Advisors Inc since 1983, with prior roles at NPB Financial Group, LLC and Independent Financial Group, LLC. Mann is also an officer and director at Pacific Corporate Consultants, Inc., which provides pension-related services. Professional Financial Advisors Inc serves individual clients, including high-net-worth individuals and business owners, offering comprehensive financial planning, retirement, estate, and tax-focused analyses alongside portfolio asset management and ongoing consulting. The firm employs a conservative, allocation-driven investment approach with client-directed, non-discretionary management and integrates tax and accounting expertise into its advisory model.
Maximilian M
CFP®, Series 66
San Juan Capistrano, CA
Professional Financial Advisors Inc
Maximilian Mann is a CFP® and holds a Series 66 license with eight years of industry experience. He is affiliated with Professional Financial Advisors Inc and has previously worked at Independent Financial Group, LLC and NPB Financial Group, LLC. Outside of financial advising, Mann is active in voiceover acting and reading for various roles. Professional Financial Advisors, Inc. serves individual clients including high-net-worth individuals and business owners, providing comprehensive financial planning, retirement, estate, and tax-focused analyses alongside portfolio asset management. The firm’s investment approach is conservative and allocation-driven, emphasizing client-directed, non-discretionary management and integrating tax and accounting expertise into its advisory services.
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