Prospect Financial Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Prospect Financial Group provides fee-only financial planning and discretionary investment management to individuals, high‑net‑worth clients, and retirement plans. The firm reports managing roughly $204.4 million in discretionary assets for a relatively small client base and operates under a fiduciary standard.
The firm uses a strategic asset‑allocation framework, typically implementing allocations with mutual funds, exchange‑traded funds, or separately managed accounts and rebalancing portfolios periodically. In certain client‑specific situations Prospect may allocate a portion of a portfolio to a separately managed stock account—either managed directly or via a third‑party manager—which it monitors and can replace if performance or style diverges from client guidelines; the firm also monitors held‑away retirement accounts using data aggregation and can request trades through an order management system.
Distinctive features include the selective use of separately managed accounts for stock allocations—an arrangement the brochure treats as reserved for unique circumstances and which can involve additional third‑party manager fees and active oversight. Combined with the firm’s relatively high assets per client and its documented processes for vetting, monitoring, and transitioning separate managers, these practices set it apart from many similarly structured supported firms.
Client services
Expertise
Fee options
Fixed fees for financial plans typically $5,000-$10,000, varying by complexity
$0 - $1,000,000: Investment advisory fees 1% of AUM; minimum annual fee $5,000 $1,000,000 - $2,000,000: Base fee $10,000 plus 1.00% of assets over $1,000,000 $2,000,000 - $5,000,000: Base fee $20,000 plus 0.5% of assets over $2,000,000 $5,000,000 - $10,000,000: Base fee $35,000 plus 0.25% of assets over $5,000,000 $10,000,000+: Base fee $47,500 plus 0.125% of assets over $10,000,000
$350/hour for Senior Advisor, $125/hour for Financial Planner, $75/hour for Customer Service Associate
Financial planning subscription fees typically range from $500 to $2,500 per quarter
Minimum fee: Minimum fee is $10,000 per annum for clients over $1,000,000 AUM; $5,000 minimum annual fee for clients under $1,000,000 AUM Fee-only: Firm is a fee-only advisor; does not accept commissions or referral fees
Main office
See officeArlington VA
Advisors at this office
1
Most active in
California · Illinois · Pennsylvania · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Gillian C
CFP®, Series 65
Arlington, VA
Prospect Financial Group LLC
Gillian Curran is a CFP® professional with 21 years of experience in financial advising. She has been with Prospect Financial Group LLC since 2004. Outside of her advisory work, she is an owner of a rental real estate business in Ocean City, New Jersey. Prospect Financial Group LLC provides fee-only financial planning and discretionary investment management to individuals, personal trusts and estates, and small-business retirement plans. The firm operates as a fiduciary, employing a strategic asset allocation approach primarily using mutual funds and ETFs, and also offers retirement-plan consulting services alongside individual wealth management.
Michele B
CFP®, Series 65
Buffalo Grove, IL
Prospect Financial Group LLC
Michele Bush is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Savant Wealth Management since 2022. Prior to joining Savant, she worked for seven years at Baril Advisors LLC. She holds a Series 65 registration and is based in Rockford, IL. Savant Wealth Management offers comprehensive wealth and investment management services to individuals, families, charitable organizations, corporations, and retirement plans. The firm employs a structured, evidence-based investment approach using model portfolios with low-cost mutual funds and ETFs, alongside tax-aware strategies and customization options, supported by a multi-advisor enterprise model and affiliated in-house services such as tax consulting and legal support.
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