Prosper Private Wealth

Prosper Private Wealth provides advisory services to individuals, high‑net‑worth clients, families, estates, trusts, and retirement plans, managing approximately $150.8 million across a modest client base. Services include discretionary investment management, financial planning, separately managed accounts, retirement plan advisory, legacy position management, and access to alternative and third‑party investment solutions.

The firm combines strategic and tactical asset allocation with fundamental, technical, and quantitative analysis and pursues value investing alongside more active strategies; it also employs option strategies (e.g., naked puts, spreads, covered and long calls) and may hold sizable cash positions depending on market conditions. Accounts are typically managed on a discretionary basis, with periodic reviews and the capability to use separately managed accounts and limited borrowing or margin for certain non‑investment financing needs.

Several features in the ADV are uncommon among peers: the firm discloses the availability of performance‑based fee arrangements tied to certain option strategies with monthly performance measurement and a high‑water‑mark, contemplates affiliations with sub‑advisers or third‑party managers (though none are currently engaged), and explicitly permits recommending borrowing in client accounts for specified non‑investment purposes. The brochure also highlights a small advisory team and the use of third‑party administrative and reporting technology, which shape its operational model relative to larger firms.