Huntington Beach, CA Office

Prosperent Capital, LLC provides discretionary investment management and financial planning and consulting primarily for individual and high‑net‑worth clients. The firm manages client assets within designated custodian accounts and does not take custody of client funds.

The firm’s investment approach emphasizes long‑term, diversified portfolios built with low‑cost, passive no‑load mutual funds and ETFs, using Modern Portfolio Theory and fundamental analysis to set strategic asset allocations and rebalance as needed; it may also use individual stocks and bonds or shorter‑term trades to meet client objectives. Prosperent supplements its decision‑making with third‑party tools, including an order management/algorithmic platform used as a resource for buy/hold/sell signals.

Distinctive aspects of the firm include affiliated service lines: an in‑house accounting/tax practice and an affiliated insurance agency that offers life insurance and annuity products, services the brochure discloses may be offered to clients and could present conflicts of interest. The firm is a small, state‑registered adviser founded in 2022 with under $3 million in discretionary assets and generally no account minimum, a combination of scale and integrated tax/insurance offerings that is uncommon among similarly supported firms.