Livermore, CA Office

Prosperitas Financial is a multi-team registered investment adviser serving individuals (including high‑net‑worth clients), trusts, retirement plans, and corporate entities. The firm’s 39 advisers manage roughly $812 million on behalf of about 1,745 clients and offer asset management, comprehensive portfolio management, financial planning, retirement plan consulting, third‑party adviser management, and consulting for brokerage customers.

The firm builds individualized portfolios using individual stocks, bonds, ETFs, mutual funds, options and structured instruments, and it may engage third‑party money managers to implement client strategies; portfolios are regularly monitored and rebalanced. Prosperitas uses a mix of analytical approaches — including fundamental, technical, sector and cyclical analysis as well as qualitative review — and also supports held‑away account management through order‑management platforms (Pontera/RMS) that involve separate platform fees.

Compared with many peers, Prosperitas discloses predecessor performance in its materials, a practice that is uncommon among similarly sized multi‑team firms. The brochure also highlights several operational distinctions: the firm does not allow client‑directed brokerage, it votes proxies only when clients provide written authorization for certain service levels, and it discloses receipt of custodial support and transition assistance from its recommended custodian.