ProsperiTea Planning
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About
ProsperiTea Planning serves individuals and families across a range of wealth levels, offering holistic financial planning, discretionary portfolio management, and integrated tax planning and preparation. The firm combines ongoing investment advice with a retained tax practice, providing tax-return preparation and related services under separate engagement structures as part of many client relationships.
The firm’s investment process is built around a written Investment Policy Statement, strategic asset allocation, periodic rebalancing, and tax-aware decisions such as tax-loss harvesting and asset-location considerations. Clients engage through an annual retainer relationship that includes year‑round planning support and online tools for portfolio and financial-plan monitoring, and the firm performs operational tax tasks for clients (including making quarterly estimated tax payments electronically).
What distinguishes the firm from many peers is its affiliation with an accounting practice and a multi-credential advisory team (CPA, CFA, CFP) that deliberately blends tax work with investment advice, and its choice to charge a fixed annual retainer model instead of percentage-of-assets fees. The firm also maintains an uncommon no‑charge arrangement for certain young relatives of retained clients and periodically offers educational seminars and workshops, practices that are less typical among supported firms.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Project-based financial planning engagements starting at $1,500, calculated using same formula as retainer but for limited scope
$359 per hour for hourly financial planning (limited offering, only to previous Tea & Taxes clients)
Annual retainer fee calculated based on income, net worth, and complexity; charged annually in advance, can be billed monthly or quarterly
Minimum fee: Minimum annual retainer fee of $7,500 to new clients Fee-only: Fee-only fiduciary financial planning and investment advisory services; no commissions or other conflicts
Main office
See office308 Main Street, Suite 3 A
Greenfield MA 01301
Advisors at this office
3
Offices (2)
Most active in
California · Massachusetts · New Hampshire
Also doing business as
Marsden, Wendy Suzanne Conrad · Prosperitea Planning · Tea & Taxes Company Dba Prosperitea Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Wendy Suzanne M
CFP®
Greenfield, MA
ProsperiTea Planning
Wendy Suzanne Marsden is a CFP® professional with 10 years of industry experience, currently serving at ProsperiTea Planning. She is also the principal of Tea & Taxes Company, a seasonal tax preparation firm she has operated since 2001. ProsperiTea Planning provides holistic financial planning and discretionary portfolio management to individuals and families across various wealth levels, integrating tax planning and preparation services. The firm’s approach includes a written Investment Policy Statement, strategic asset allocation, and tax-aware investment decisions, delivered through an annual retainer model and supported by a multi-credential team.
Mari F
CFP®
San Diego, CA
ProsperiTea Planning
Mari Fries is a CFP® professional affiliated with ProsperiTea Planning in San Diego, CA, with one year of experience in financial advising. Her background includes tax preparation and advisory roles, notably at H&R Block for 14 years and as owner of Lead Turn Consulting. ProsperiTea Planning serves individuals and families with holistic financial planning, discretionary portfolio management, and integrated tax services. The firm combines investment advice with tax preparation under separate engagements, using a structured investment process and a fixed annual retainer model.
Samuel P
CFA®
Greenfield, MA
ProsperiTea Planning
Samuel Plotkin is a CFA® charterholder with four years of industry experience, currently advising at ProsperiTea Planning. His prior experience includes roles at Wellington Management and Clarity Wealth Management LLC. He also volunteers on the investment committee of Temple Israel in Greenfield, MA. ProsperiTea Planning serves individuals and families across various wealth levels, providing holistic financial planning, discretionary portfolio management, and integrated tax services. The firm emphasizes a written Investment Policy Statement, strategic asset allocation, and tax-aware decisions, operating under a fixed annual retainer model that blends tax and investment advice.
David C
CFA®
Greenfield, MA
ProsperiTea Planning
David Carnevale is a CFA® charterholder at ProsperiTea Planning in Greenfield, MA, with experience in the financial industry dating back to 2013. He previously worked at Capital Security Advisors LLC and CSA Real Estate Advisors before joining ProsperiTea Planning. ProsperiTea Planning provides financial planning, discretionary portfolio management, and integrated tax services to individuals and families across various wealth levels. The firm emphasizes a tax-aware investment approach combined with holistic planning and operates under a fixed annual retainer model.
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