Prosperity Advisers, LLC

Prosperity Advisers, LLC is a fee‑only registered investment adviser that provides discretionary asset management, financial planning, annuity management, and ERISA plan services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, and other entities; the firm reports roughly $376 million in discretionary assets under management across approximately 289 client relationships. Services also include alternative investment advice, annuity portfolio management, and educational seminars and workshops.

The firm designs tailored portfolios based on client goals, time horizons, and risk tolerance, employing fundamental, technical and cyclical analysis and providing ongoing portfolio monitoring and rebalancing; it may appoint sub‑advisors or third‑party money managers for legacy accounts and generally charges percentage‑of‑AUM fees. Its disclosures note that underlying funds and managed strategies can employ derivatives and outline the related risks, and the firm offers both discretionary asset management and non‑discretionary ERISA 3(21) fiduciary services.

Distinctive aspects include an affiliation with an insurance agency and a licensed insurance agent within the firm who spends a limited portion of time on insurance activities and may offer insurance products to clients (a conflict the firm discloses and addresses), as well as minority general partner interests in a commercial real estate operating company. Prosperity Advisers’ use of third‑party managers for legacy clients and the explicit acknowledgment of derivative‑related risks in managed strategies are features that set it apart from many similarly sized supported advisers.