Ottumwa, IA Office

Prosperity Capital Advisors is an SEC‑registered enterprise adviser that provides financial planning, consulting and discretionary investment management to a mix of clients, including individual and high‑net‑worth investors, corporations, trustees, retirement plans, broker/dealer customers and Separate Advisors. The firm also acts as a Turnkey Asset Manager Program (TAMP), sub‑advisor and strategist for other RIAs and offers separately managed accounts and retirement plan services.

Investment management is centered on model‑based, asset‑allocation strategies and ongoing portfolio supervision, using core and specialized model suites from providers such as BlackRock, Dimensional and Vanguard, along with advisor‑directed portfolios, signal‑based relationships and third‑party sub‑advisors. Portfolios are generally managed to model targets (with periodic rebalancing and tax‑aware options) rather than tailored security‑level management for each individual client, and the firm discloses use of alternatives, structured products and private offerings through third‑party platforms.

The brochure discloses several uncommon features for an enterprise adviser: certain supervised persons are also registered representatives of unaffiliated broker‑dealers and licensed insurance agents, and some are credentialed tax professionals (CPAs or Enrolled Agents), creating potential conflicts of interest that the firm addresses in its disclosures. Prosperity’s platform also includes model allocations that can contain real‑estate exposures and makes alternative/private real‑estate and structured investments available via platforms like iCapital, while affiliative arrangements (for example with an insurance marketing affiliate and enterprise revenue‑sharing programs) are disclosed as part of its operating model.