Protegro, Inc.

Protegro, Inc. is a small registered investment adviser serving individuals, high‑net‑worth clients, families and small businesses, managing about $4.8 million across roughly 34 client relationships. The firm provides discretionary investment advisory services and comprehensive retirement and financial planning, documenting client goals, risk tolerance and time horizon before making recommendations.

Protegro delegates portfolio implementation to unaffiliated sub‑advisors — including Financial & Tax Architects and Flexible Plan Investments — and does not execute trades directly, while retaining responsibility for ongoing client monitoring. Its stated analytical toolkit includes fundamental, technical and cyclical analysis alongside cash‑flow, tax and estate planning considerations, with periodic reviews and custodial statements provided to clients.

Distinctive features disclosed in the brochure include that the firm’s principal is a licensed insurance agent who spends approximately 70% of professional time in an insurance practice and may sell commission‑based insurance products in states where licensed, creating a potential conflict of interest the firm says it mitigates through disclosures and its code of ethics. The brochure also discloses a 2023 consent order related to the sale of an unregistered security in Tennessee (civil penalty and a six‑month bar) and a referral arrangement with an online estate‑document provider; these compliance and referral arrangements are noted as matters clients should consider.