Cocoa, FL Office

Proverbi Capital Advisors provides discretionary asset management and related financial planning services primarily to individual clients and charitable organizations. The firm’s brochure reports approximately $14.4 million in assets across about 110 client accounts and states no account minimum, indicating a client base that appears to be mainly non–high-net-worth individuals rather than affluent clients.

Investment programs are implemented on a discretionary basis and use methods such as fundamental and cyclical analysis, with strategies that can include long-term holdings, short-term positions, and trading; financial planning topics (wills, estate plans, taxes, retirement, Social Security, college planning) may be provided as part of advisory recommendations at no additional charge. Accounts are reviewed at least quarterly and the firm documents client goals and allows clients to impose written investment restrictions while requiring client authorization for discretionary trading.

A distinctive operational feature is that the brochure lists a single principal who is the 100% owner and the firm’s sole compliance and supervisory person, so supervision and decision-making are centralized in one individual despite the firm’s team classification. The principal also conducts outside business activities—spending roughly half of her time as a licensed insurance agent (receiving commissions) and a small portion as a real estate agent—which the firm discloses and manages through policies and client disclosures as potential conflicts of interest.