Providence Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Providence Financial Services is a small independent registered investment adviser serving individual clients with portfolio management and financial planning services. The firm operates as a solo advisor managing roughly $12.6 million in client assets across a limited client base and offers both discretionary and non‑discretionary management with individualized Investment Policy Statements.
The firm’s investment process is grounded in Modern Portfolio Theory, documenting clients’ risk tolerance and time horizon and conducting regular reviews to align portfolios with those objectives. Strategies employed range from long‑term buy‑and‑hold allocations to more active techniques, including short‑term trading, options and short sales, and the firm may place portions of client assets with third‑party managers it selects.
Noteworthy aspects include that the firm’s principal also practices as an accountant — a role that is uncommon among independent RIAs — and maintains an insurance license, which can introduce potential conflicts when commissionable products are offered or when fee‑sharing with third‑party advisers occurs. Operationally, the firm does not aggregate block trades, may receive research or other soft‑dollar benefits, and recommends a national custodian for trade execution.
Client services
Expertise
Fee options
Fixed fees between $500 and $3,000 for creating client financial plans
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.60% $2,000,001 - $4,000,000: 0.40% $4,000,001 - And Up: 0.30%
$300 per hour for financial planning services
Fee-only: Fixed fees between $500 and $3,000 for financial plans; $300 hourly rate for financial planning services
Main office
1154 Linda Street
Rocky River OH 44116
Advisors at this office
1
Most active in
Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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