Provident Financial Group LLC

Provident Financial Group LLC is a newly formed registered investment adviser that provides discretionary investment management and financial planning and consulting services to individuals, high‑net‑worth clients, trusts and estates; at the time of the brochure it reported no assets under management. Its advisory services cover a broad range of asset classes and may include the use of options and other hedging techniques, and clients receive periodic account reports and reviews.

The firm tailors portfolios to each client’s stated objectives, time horizon and risk tolerance and employs a mix of fundamental and technical analysis while integrating risk‑management practices across positions. It manages client accounts on a discretionary basis, executes trades through an independent custodian, and uses written agreements that specify the scope of services and review cadence.

Compared with many peers, the firm discloses several uncommon features: the principal operates affiliated businesses that provide accounting/tax services (Gopher State Tax Services) and an insurance brokerage (Trevor Lastoka Financial Services), and may recommend insurance products on a disclosed commission basis, creating potential conflicts of interest that the brochure addresses. The firm also offers financial planning billed on an hourly basis in addition to charging asset‑based management fees and describes procedures intended to manage conflicts and allocations of the principal’s time among affiliated entities.