Lehi, UT Office
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Provident Living Financial Services
Supported
Firm-wide stats for Provident Living Financial Services
About
Provident Living Financial Services provides fee‑based investment management, financial planning, and financial‑wellness services to individuals, trusts, estates, nonprofit organizations, and business clients. It also delivers group programs for employer‑sponsored participants and can act as an ERISA 3(38) investment manager for retirement plans.
The firm offers household‑level discretionary portfolio management under its Finique 360 program, with client risk profiles ranging from conservative to trading/speculation and documented investment policy statements and periodic (quarterly) reviews. Its methodology uses fundamental, technical, and cyclical analysis and the brochure discloses use of options strategies (including covered, uncovered, and spread positions) and exposure to leveraged/inverse ETFs, with attendant risk disclosures.
Noteworthy aspects compared with peers include a recently added estate‑planning support technology platform and a Cathedral Legacy & Wealth Stewardship service focused on multi‑generational planning and stewardship. The firm also emphasizes employer‑sponsored memberships and live educational sessions for groups and discloses an affiliation with a related financial‑technology company, features that are less common among similar supported firms.
Based on Provident Living Financial Services
Expertise
Based on Provident Living Financial Services
Occupation focus
Based on Provident Living Financial Services
Location
3450 N Triumph Blvd., Suite 102
Lehi UT 84043
Advisors at this office
2
Advisors at this office
Richard B
Series 66
Lehi, UT
Provident Living Financial Services
Richard Barber is a financial advisor with Provident Living Financial Services in Lehi, UT, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Merrill, and Morgan Stanley Dw Inc. Outside of his advisory work, he serves on the board of Welfie, LLC, a technology platform company. Provident Living Financial Services provides fee-based investment management, financial planning, and financial-wellness services to individuals, trusts, estates, nonprofit organizations, and business clients. The firm offers discretionary portfolio management with a range of risk profiles, employs fundamental, technical, and cyclical analysis, and features estate-planning technology and multi-generational wealth stewardship services.
Ruth B
Series 65
Lehi, UT
Provident Living Financial Services
Ruth Barber is a financial advisor at Provident Living Financial Services with a Series 65 designation and over 16 years of experience at the firm. She is also involved with Welfie, LLC, an outside business activity. Provident Living Financial Services provides fee-based investment management, financial planning, and financial-wellness services to individuals, trusts, estates, nonprofit organizations, and business clients. The firm offers discretionary portfolio management through its Finique 360 program and includes services such as estate-planning support and multi-generational wealth stewardship.
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