Provident Wealth Management Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$15,905,905
Clients
64
Advisors
2
of 2 employees
About
Provident Wealth Management, Inc. provides financial planning, investment supervisory services, and asset-allocation advice to individuals as well as pension and profit-sharing plans, trusts, estates, endowments, charitable organizations, and corporate clients. The firm also offers insurance products, employee benefit consulting, written financial plans, and hourly investment consultations for employer retirement plan accounts.
The firm describes an eclectic investment approach that combines fundamental, technical, and cyclical analysis with strategic and tactical asset allocation and the use of multiple managers and styles to pursue more consistent long-term returns. Provident manages both discretionary and non‑discretionary accounts, tailors strategies to client objectives and restrictions, and aggregates assets with institutional relationships to access institutional-style strategies and manager research.
What is distinctive for a small independent adviser is the integration of insurance offerings and employee‑benefit/pension consulting alongside investment management — the brochure discloses insurance product activity, potential commissions or service fees from affiliated products, and staff credentials such as CLU, CHFC and CEBS. The firm’s explicit work with pension/profit‑sharing plans, institutional clients and retirement‑plan consultations, together with its practice of providing periodic account reports and market commentary, differentiates it from many single‑advisor independents.
Client services
Expertise
Fee options
$0 - $2,000,000: 1.00% $2,000,000 - $5,000,000: 0.75% $5,000,000+: Negotiated based on services provided
Adviser or its supervised persons may receive asset-based commissions and service fees from affiliated broker/dealers and fund companies, but not from investments held in TD Ameritrade brokerage accounts.
$300 to $500 per hour for financial planning and investment consultations
Main office
3527 West 26th Street
Erie PA 16506
Advisors at this office
2
Most active in
Pennsylvania
Also doing business as
Provident Private Capital Partners, Inc. · Provident Private Estate Management, Inc. · Provident Wealth Management Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Donald S
ChFC®, Series 63, Series 65
Erie, PA
Provident Wealth Management Inc
Donald Smith is the owner, principal, and president of Provident Wealth Management, Inc. in Erie, PA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 42 years of industry experience, including over two decades at Provident Private Capital Partners, Inc. and more than 39 years with Provident Wealth Management. Provident Wealth Management provides financial planning, investment supervisory services, and asset-allocation advice to individuals and a range of institutional clients, including pension and profit-sharing plans, trusts, and charitable organizations. The firm employs an eclectic investment approach combining fundamental, technical, and cyclical analysis with strategic and tactical asset allocation, offering both discretionary and non-discretionary account management tailored to client objectives.
Richard S
Series 63, Series 65
Erie, PA
Provident Wealth Management Inc
Richard Smith II is a financial advisor at Provident Wealth Management Inc in Erie, PA, holding Series 63 and Series 65 credentials with 13 years of industry experience. He has been with Provident Wealth Management since 2014. Outside of his advisory role, he is a shareholder in Provident Private Estate Management, Inc., a property management company serving a variety of clients. Provident Wealth Management provides financial planning, investment supervisory services, and asset-allocation advice to individuals, pension and profit-sharing plans, trusts, estates, and institutional clients. The firm uses an eclectic investment approach combining fundamental, technical, and cyclical analysis with strategic and tactical asset allocation, and integrates insurance and employee-benefit consulting alongside investment management.
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