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Providers & Families Wealth Management

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Client assets under management

$7,656,697

Clients

56

2% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

28

Low

Average account size

$136,727

About

Providers & Families Wealth Management provides financial planning and discretionary investment management to individuals (including high-net-worth clients), families, trusts, estates, businesses and charitable organizations. The firm offers both project-based planning and an ongoing subscription planning option in addition to portfolio management and solicitor referrals to unaffiliated advisers when appropriate.

The firm constructs customized portfolios using a strategic asset-allocation framework and employs a mix of technical, fundamental, cyclical, quantitative and qualitative analysis as warranted by client objectives. PFWM may engage third‑party sub‑advisors or money managers for day‑to‑day management, monitors accounts on an ongoing basis, and rebalances portfolios as needed; it also may use margin in certain rebalancing situations with client authorization.

What distinguishes PFWM from many peers is the combination of an ongoing subscription planning product with active educational outreach — including client webinars and publicly available YouTube channels — and a practice that explicitly incorporates insurance and risk‑management reviews (life, disability, employer benefits, property/auto/umbrella) into its advisory services. The firm also discloses the use of solicitor arrangements and sub‑advisor relationships, which means some clients may be referred to or have assets managed by unaffiliated advisers under disclosed compensation arrangements.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops Solicitor

Expertise

Retirement income strategy Income planning Cash flow / budgeting Student loan debt Tax strategies for small businesses

Occupation focus

Founder/Business Owner Retired

Demographic focus

Approaching retirement Married/Couples/Partners

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Fee options

Percentage

$0 - $499,999.99: 1.50% $500,000 - $999,999.99: 1.25% $1,000,000 - $2,999,999.99: 1.00% $3,000,000+: 0.50%

Project-based

Financial planning hourly rate up to $300/hr

Subscriptions

Monthly subscription service for ongoing financial planning up to $250/month; Foundational financial planning subscription fees: $500 one-time onboarding fee + $175/month (individuals), $750 onboarding + $250/month (couples) with 12-month minimum commitment

Other

Minimum fee: $2,500 minimum fee for financial planning services Fee-only: Financial planning charged at up to $300/hr; monthly subscription fees for ongoing planning up to $250/month; foundational financial planning subscription $500 one-time onboarding fee + $175/month (individuals), $750 onboarding + $250/month (couples)

Main office location

Providers & Families Wealth Management

Carlisle PA, United States

Number of offices

1

Most active in

More info

Pennsylvania · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Facebook Instagram Website 717-922-4656

Advisors at this firm

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user avatar

Lindsey C

Series 66

Carlisle, PA

Providers & Families Wealth Management

Lindsey Ciarrocca is a financial advisor at Providers & Families Wealth Management with eight years of industry experience. She holds a Series 66 designation and has worked at firms including Hornor Townsend & Kent Inc and Penn Mutual Life Insurance. Outside of her advisory role, Lindsey operates The Exuberant Elephant, a money coaching business. Providers & Families Wealth Management serves individuals, families, trusts, estates, businesses, and charitable organizations by providing financial planning and discretionary investment management. The firm offers customized portfolios using strategic asset allocation and integrates tax-aware and estate coordination within its financial planning services.

Retirement income strategy Income planning Cash flow / budgeting Student loan debt Tax strategies for small businesses Founder/Business Owner Retired Approaching retirement Married/Couples/Partners
user avatar

Scot W

CFP®, Series 63, Series 65

Carlisle, PA

Providers & Families Wealth Management

Scot Whiskeyman is a CFP® with 14 years of industry experience, currently serving at Providers & Families Wealth Management. His prior experience includes roles at Hornor Townsend & Kent Inc, Penn Mutual Life Insurance, and MetLife Securities. Outside of his advisory work, he is the author of "The Retiree's Complete Annuity Handbook," tutors candidates for FINRA licensing and CFP certification, and serves as board member and treasurer for Carlisle Young Professionals. Providers & Families Wealth Management serves individuals, high-net-worth clients, families, trusts, estates, businesses, and charitable organizations with financial planning and discretionary investment management. The firm offers customized portfolios using strategic asset allocation and integrates tax-aware and estate coordination into its planning, distinguishing itself with a structured subscription model and inclusion of insurance and risk-management reviews.

Retirement income strategy Income planning Cash flow / budgeting Student loan debt Tax strategies for small businesses Founder/Business Owner Retired Approaching retirement Married/Couples/Partners
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