Provisor Asset Management LLC

Provisor Asset Management LLC advises individuals, delivering non‑discretionary investment recommendations and access to third‑party model portfolios, mutual funds, ETFs and variable insurance sub‑accounts through the AssetMark platform. The firm reports approximately $4.05 million in non‑discretionary client assets across a small client base and does not sponsor wrap fee programs.

Provisor’s approach centers on recommending portfolios developed by third‑party Portfolio Strategists and using fundamental analysis to align recommendations with each client’s documented goals, risk tolerance and time horizon. Recommendations are non‑discretionary, the client retains final authority over implementation, and accounts and strategy adherence are reviewed at least quarterly with custodial account statements provided directly to clients.

Noteworthy aspects relative to peers include the firm’s affiliation with an insurance business, with the principal conducting outside insurance activities and receiving commission compensation that the brochure discloses and describes as mitigated through disclosures and fiduciary procedures. Provisor’s reliance on the AssetMark platform and other third‑party managers — and its predominance of non‑discretionary arrangements — distinguishes its service model from many independent advisers who more commonly manage discretionary assets; the firm also does not routinely vote client proxies.