Prudent Money Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$30,599,025
Clients
179
21% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
179
Very HighAverage account size
$170,944
About
The firm provides fee-based money management and personal financial planning primarily to individual investors and also to pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. Services include the discretionary Prudent Management Account for ongoing portfolio management and standalone personal investment-advisor or hourly planning engagements.
The firm describes a contrarian, actively managed approach intended to perform in both bull and bear markets, using strategic and tactical asset allocation, trend analysis, and diversification. Portfolios are constructed from four strategy components—a mutual-fund core, fixed/guaranteed income, a market-direction sleeve that can use inverse and occasional leveraged/indexed funds, and a sector/trading sleeve—and clients are placed into one of three risk profiles determined by client discovery or a ten-question online risk assessment.
Compared with many independent, solo-advisor firms, the firm routinely produces client communications and education: it issues a biweekly client letter, offers no-fee seminars and workshops, and operates a radio program and supporting foundation, activities the brochure notes can occupy a substantial portion of the principal’s time. The firm also maintains an insurance brokerage activity (with potential commission income disclosed) and accepts certain institutional clients such as pension and profit-sharing plans, features that the brochure highlights as less common among peers.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Educational seminars or workshops
Author, public speaking, radio show
Expertise
Active portfolio management
Debt management
Annuities
Fee options
$50,000 - $500,000: 1.50% $500,000 - $1,000,000: 1.00% $1,000,000 - $1,999,999: 0.85% $2,000,000 - $2,999,999: 0.70% $3,000,000+: Negotiable
Up to $200 per hour for financial planning services; $60 per hour for back-office/administrative services
Account minimum: $50,000 Minimum fee: $200 one-time portfolio management and consultation fee Fee-only: Personal financial planning charged at hourly rates up to $200/hour; $60/hour for back-office and administrative staff
Main office location
Prudent Money Financial Services
16633 Dallas Parkway, Suite 275
Addison TX 75001, United States
Number of offices
1
Most active in
Prudent Money Financial Services has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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