PTM Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
PTM Wealth Management, LLC advises individual and high‑net‑worth clients, offering wealth management that combines comprehensive financial planning with discretionary investment management, as well as standalone investment management and project‑based or ongoing financial planning engagements. The firm also provides investment consulting services to brokerage customers of Mutual Securities, Inc. under a written agreement.
The firm’s investment approach is primarily long‑term and grounded in fundamental analysis, with portfolios generally built using low‑cost, diversified mutual funds and ETFs and occasional use of individual stocks or bonds to meet client needs. PTM performs ongoing monitoring and rebalancing, may recommend rollovers for retirement accounts when appropriate, and offers fee options that include hourly, fixed, and asset‑based arrangements.
Distinctive features include the firm’s affiliation with licensed insurance professionals — the brochure discloses that certain advisory persons are licensed and receive insurance commissions (notably the principal spends roughly 35% of his time on insurance activities and another advisor spends about 10%). PTM also participates in custodian‑provided educational conferences and events and offers educational seminars or workshops, and it maintains a consulting arrangement with MSI that pays PTM an annualized consulting fee equal to 57 basis points of assets under MSI’s management.
Client services
Expertise
Fee options
Fixed fees for financial planning services ranging from $1,500 to $10,000; ongoing financial planning fixed annual fee of $1,200 paid monthly
$0 - $1,000,000: 0.90% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001 - $3,000,000: 0.70% annually $3,000,001 - $4,000,000: 0.50% annually $4,000,001 - $10,000,000: 0.40% annually $10,000,001+: 0.30% annually
Insurance commissions earned by licensed advisory persons, separate from advisory fees
$300 per hour for project-based financial planning services
Fee-only: Wealth management and investment management fees; no commissions
Main office
1501 Lower State Road, Building D
North Wales PA 19454
Advisors at this office
2
Most active in
Florida · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Paul M
ChFC®, Series 66
North Wales, PA
PTM Wealth Management, LLC
Paul Murray is a financial advisor at PTM Wealth Management, LLC with 25 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior work includes roles at Kestra Financial Services, Inc. and earlier positions within PTM Wealth Management. Outside of advising, he is also a songwriter. PTM Wealth Management serves individual and high-net-worth clients by combining comprehensive financial planning with discretionary investment management. The firm follows a long-term, fundamental analysis investment approach, utilizing diversified mutual funds, ETFs, and individual securities to meet client needs.
Tyler B
CFP®, Series 63
North Wales, PA
PTM Wealth Management, LLC
Tyler Breder is a CFP® professional with nine years of experience in the financial services industry. He has worked at PTM Wealth Management, LLC since 2020 and previously held roles at Charles Schwab and The Vanguard Group. PTM Wealth Management is a small, supported registered investment adviser managing approximately $175 million for individual and high-net-worth clients. The firm offers discretionary investment management combined with financial planning, using a long-term investment approach focused on fundamental analysis and primarily employing low-cost mutual funds and ETFs.
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